2020 RUB to HTG Historical Review

YEARLY HIGH

1.6142 HTG

YEARLY LOW

0.7849 HTG

YEARLY AVERAGE

1.3138 HTG

2020 RUB to HTG Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the RUB to HTG exchange rate experienced significant fluctuation. The market reached its absolute peak on January 10, valuing the pair at 1.6142. Conversely, the yearly low was recorded on November 2, dropping to 0.7849.

This high-to-low spread represents a total annual volatility of 0.8293 HTG. From a start-to-finish perspective, comparing the January average rate of 1.5876 to the December average rate of 0.9454, the exchange rate registered a net change of -40.45% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 1.6142 was up 4.23% compared to the 2019 peak of 1.5487, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 RUB based on timing:

Yearly Peak High 8,071 HTG

2019 Average 6,988 HTG

Yearly Trough Low 3,924 HTG

Transaction Impact: A difference of 4,146.42 HTG purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

1.6645

0.7413

JanuMarcMayJulySeptNove

RUB to HTG Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.4479, compared to 1.1796 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.2682 points.

H1 Avg (Jan–Jun) 1.4479

H2 Avg (Jul–Dec) 1.1796

Volatility Range Comparison

Volatility

The most volatile month in 2020 was February, with a trading range of 0.2658 HTG (High: 1.5899 / Low: 1.3241). On the other end, August was the most stable month, with a tight range of 0.0602 HTG (High: 1.5415 / Low: 1.4814).

February Spread (Volatile) ±0.2658

August Spread (Stable) ±0.0602

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.6034 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.6034

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2020: 1.5876) against the same month in 2019 (average: 1.1708), the exchange rate shifted by +0.4168 (+35.60%).

2020 Avg (January) 1.5876

2019 Avg (January) 1.1708

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.6142	1.5317	1.5876
February	1.5899	1.3241	1.5236
March	1.4212	1.1709	1.2678
April	1.3385	1.2076	1.2869
May	1.5190	1.3865	1.4615
June	1.5940	1.5290	1.5596
July	1.5597	1.4899	1.5414
August	1.5415	1.4814	1.5156
September	1.5195	1.3330	1.4217
October	0.8712	0.7920	0.8183
November	0.8715	0.7849	0.8356
December	0.9821	0.8709	0.9454