2013 SAR to BAM Historical Review

YEARLY HIGH

0.4076 BAM

YEARLY LOW

0.3779 BAM

YEARLY AVERAGE

0.3930 BAM

2013 SAR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SAR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on July 9, valuing the pair at 0.4076. Conversely, the yearly low was recorded on October 27, dropping to 0.3779.

This high-to-low spread represents a total annual volatility of 0.0297 BAM. From a start-to-finish perspective, comparing the January average rate of 0.3926 to the December average rate of 0.3808, the exchange rate registered a net change of -3.01% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.4076 was down 5.83% compared to the 2012 peak of 0.4328, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,038 BAM

2012 Average 2,031 BAM

Yearly Trough Low 1,890 BAM

Transaction Impact: A difference of 148.51 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.4047

0.3787

JanuMarcMayJulySeptNove

SAR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.3974, compared to 0.3886 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0089 points.

H1 Avg (Jan–Jun) 0.3974

H2 Avg (Jul–Dec) 0.3886

Volatility Range Comparison

Volatility

The most volatile month in 2013 was February, with a trading range of 0.0169 BAM (High: 0.3993 / Low: 0.3824). On the other end, August was the most stable month, with a tight range of 0.0051 BAM (High: 0.3946 / Low: 0.3895).

February Spread (Volatile) ±0.0169

August Spread (Stable) ±0.0051

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0081 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0081

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2013: 0.3989) against the same month in 2012 (average: 0.4246), the exchange rate shifted by -0.0258 (-6.07%).

2013 Avg (July) 0.3989

2012 Avg (July) 0.4246

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.3998	0.3847	0.3926
February	0.3993	0.3824	0.3906
March	0.4074	0.3989	0.4025
April	0.4074	0.3971	0.4007
May	0.4065	0.3966	0.4021
June	0.4016	0.3901	0.3961
July	0.4076	0.3928	0.3989
August	0.3946	0.3895	0.3917
September	0.3972	0.3857	0.3906
October	0.3859	0.3779	0.3826
November	0.3905	0.3837	0.3867
December	0.3850	0.3785	0.3808