2018 SAR to BAM Historical Review

YEARLY HIGH

0.4634 BAM

YEARLY LOW

0.4180 BAM

YEARLY AVERAGE

0.4414 BAM

2018 SAR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SAR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on November 13, valuing the pair at 0.4634. Conversely, the yearly low was recorded on February 15, dropping to 0.4180.

This high-to-low spread represents a total annual volatility of 0.0454 BAM. From a start-to-finish perspective, comparing the January average rate of 0.4279 to the December average rate of 0.4581, the exchange rate registered a net change of 7.04% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.4634 was down 7.53% compared to the 2017 peak of 0.5011, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,317 BAM

2017 Average 2,312 BAM

Yearly Trough Low 2,090 BAM

Transaction Impact: A difference of 226.95 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.4616

0.4186

JanuMarcMayJulySeptNove

SAR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4308, compared to 0.4520 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0212 points.

H1 Avg (Jan–Jun) 0.4308

H2 Avg (Jul–Dec) 0.4520

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.0237 BAM (High: 0.4516 / Low: 0.4279). On the other end, December was the most stable month, with a tight range of 0.0072 BAM (High: 0.4619 / Low: 0.4547).

May Spread (Volatile) ±0.0237

December Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between February and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0057 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0057

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2018: 0.4574) against the same month in 2017 (average: 0.4444), the exchange rate shifted by +0.0130 (+2.93%).

2018 Avg (November) 0.4574

2017 Avg (November) 0.4444

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.4369	0.4184	0.4279
February	0.4271	0.4180	0.4222
March	0.4280	0.4199	0.4229
April	0.4314	0.4213	0.4244
May	0.4516	0.4279	0.4407
June	0.4520	0.4401	0.4466
July	0.4500	0.4350	0.4452
August	0.4607	0.4439	0.4515
September	0.4512	0.4370	0.4461
October	0.4606	0.4438	0.4538
November	0.4634	0.4441	0.4574
December	0.4619	0.4547	0.4581