2025 SAR to BAM Historical Review

YEARLY HIGH

0.5112 BAM

YEARLY LOW

0.4404 BAM

YEARLY AVERAGE

0.4625 BAM

2025 SAR to BAM Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SAR to BAM exchange rate experienced significant fluctuation. The market reached its absolute peak on January 13, valuing the pair at 0.5112. Conversely, the yearly low was recorded on September 17, dropping to 0.4404.

This high-to-low spread represents a total annual volatility of 0.0708 BAM. From a start-to-finish perspective, comparing the January average rate of 0.5035 to the December average rate of 0.4450, the exchange rate registered a net change of -11.61% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.5112 was up 1.91% compared to the 2024 peak of 0.5016, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 2,556 BAM

2024 Average 2,409 BAM

Yearly Trough Low 2,202 BAM

Transaction Impact: A difference of 353.83 BAM purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.5094

0.4386

JanuMarcMayJulySeptNove

SAR to BAM Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4780, compared to 0.4470 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0310 points.

H1 Avg (Jan–Jun) 0.4780

H2 Avg (Jul–Dec) 0.4470

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0292 BAM (High: 0.4830 / Low: 0.4538). On the other end, November was the most stable month, with a tight range of 0.0048 BAM (High: 0.4539 / Low: 0.4491).

April Spread (Volatile) ±0.0292

November Spread (Stable) ±0.0048

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 0.0181 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0181

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2025: 0.5035) against the same month in 2024 (average: 0.4778), the exchange rate shifted by +0.0257 (+5.37%).

2025 Avg (January) 0.5035

2024 Avg (January) 0.4778

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.5112	0.4960	0.5035
February	0.5105	0.4968	0.5010
March	0.5024	0.4774	0.4828
April	0.4830	0.4538	0.4658
May	0.4698	0.4581	0.4623
June	0.4621	0.4445	0.4527
July	0.4556	0.4416	0.4459
August	0.4567	0.4446	0.4476
September	0.4480	0.4404	0.4445
October	0.4514	0.4438	0.4479
November	0.4539	0.4491	0.4510
December	0.4488	0.4420	0.4450