2014 SAR to HKD Historical Review

YEARLY HIGH

2.0709 HKD

YEARLY LOW

2.0618 HKD

YEARLY AVERAGE

2.0674 HKD

2014 SAR to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SAR to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 17, valuing the pair at 2.0709. Conversely, the yearly low was recorded on November 6, dropping to 2.0618.

This high-to-low spread represents a total annual volatility of 0.0091 HKD. From a start-to-finish perspective, comparing the January average rate of 2.0683 to the December average rate of 2.0661, the exchange rate registered a net change of -0.11% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 2.0709 was down 0.07% compared to the 2013 peak of 2.0724, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 10,355 HKD

2013 Average 10,341 HKD

Yearly Trough Low 10,309 HKD

Transaction Impact: A difference of 45.70 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

2.0697

2.0658

JanuMarcMayJulySeptNove

SAR to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0680, compared to 2.0668 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0012 points.

H1 Avg (Jan–Jun) 2.0680

H2 Avg (Jul–Dec) 2.0668

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.0060 HKD (High: 2.0677 / Low: 2.0618). On the other end, July was the most stable month, with a tight range of 0.0007 HKD (High: 2.0671 / Low: 2.0663).

November Spread (Volatile) ±0.0060

July Spread (Stable) ±0.0007

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0019 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0019

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2014: 2.0694) against the same month in 2013 (average: 2.0689), the exchange rate shifted by +0.0005 (+0.03%).

2014 Avg (March) 2.0694

2013 Avg (March) 2.0689

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0707	2.0661	2.0683
February	2.0705	2.0677	2.0687
March	2.0709	2.0682	2.0694
April	2.0683	2.0662	2.0675
May	2.0676	2.0667	2.0671
June	2.0673	2.0665	2.0668
July	2.0671	2.0663	2.0665
August	2.0668	2.0650	2.0665
September	2.0703	2.0664	2.0670
October	2.0697	2.0640	2.0679
November	2.0677	2.0618	2.0666
December	2.0683	2.0652	2.0661