2025 SAR to HKD Historical Review

YEARLY HIGH

2.0996 HKD

YEARLY LOW

2.0662 HKD

YEARLY AVERAGE

2.0783 HKD

2025 SAR to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SAR to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on August 10, valuing the pair at 2.0996. Conversely, the yearly low was recorded on April 11, dropping to 2.0662.

This high-to-low spread represents a total annual volatility of 0.0335 HKD. From a start-to-finish perspective, comparing the January average rate of 2.0745 to the December average rate of 2.0738, the exchange rate registered a net change of -0.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 2.0996 was up 0.39% compared to the 2024 peak of 2.0915, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 10,498 HKD

2024 Average 10,398 HKD

Yearly Trough Low 10,331 HKD

Transaction Impact: A difference of 167.27 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

2.0950

2.0670

JanuMarcMayJulySeptNove

SAR to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0773, compared to 2.0793 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0020 points.

H1 Avg (Jan–Jun) 2.0773

H2 Avg (Jul–Dec) 2.0793

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 0.0249 HKD (High: 2.0996 / Low: 2.0747). On the other end, July was the most stable month, with a tight range of 0.0014 HKD (High: 2.0933 / Low: 2.0919).

August Spread (Volatile) ±0.0249

July Spread (Stable) ±0.0014

Growth Streaks & Declines

Trends

Between April and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0105 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0105

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2025: 2.0860) against the same month in 2024 (average: 2.0779), the exchange rate shifted by +0.0082 (+0.39%).

2025 Avg (August) 2.0860

2024 Avg (August) 2.0779

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0779	2.0681	2.0745
February	2.0783	2.0719	2.0753
March	2.0775	2.0709	2.0728
April	2.0768	2.0662	2.0693
May	2.0901	2.0666	2.0800
June	2.0930	2.0903	2.0921
July	2.0933	2.0919	2.0927
August	2.0996	2.0747	2.0860
September	2.0812	2.0706	2.0755
October	2.0758	2.0713	2.0733
November	2.0793	2.0720	2.0743
December	2.0754	2.0711	2.0738