2020 SAR to HKD Historical Review

YEARLY HIGH

2.0777 HKD

YEARLY LOW

2.0589 HKD

YEARLY AVERAGE

2.0669 HKD

2020 SAR to HKD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to HKD exchange rate experienced significant fluctuation. The market reached its absolute peak on February 28, valuing the pair at 2.0777. Conversely, the yearly low was recorded on March 31, dropping to 2.0589.

This high-to-low spread represents a total annual volatility of 0.0188 HKD. From a start-to-finish perspective, comparing the January average rate of 2.0721 to the December average rate of 2.0664, the exchange rate registered a net change of -0.27% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 2.0777 was down 1.21% compared to the 2019 peak of 2.1032, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 10,389 HKD

2019 Average 10,445 HKD

Yearly Trough Low 10,295 HKD

Transaction Impact: A difference of 93.97 HKD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

2.0737

2.0604

JanuMarcMayJulySeptNove

SAR to HKD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 2.0673, compared to 2.0666 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0007 points.

H1 Avg (Jan–Jun) 2.0673

H2 Avg (Jul–Dec) 2.0666

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0184 HKD (High: 2.0774 / Low: 2.0589). On the other end, September was the most stable month, with a tight range of 0.0005 HKD (High: 2.0666 / Low: 2.0661).

March Spread (Volatile) ±0.0184

September Spread (Stable) ±0.0005

Growth Streaks & Declines

Trends

Between April and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0065 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.0065

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2020: 2.0726) against the same month in 2019 (average: 2.0925), the exchange rate shifted by -0.0199 (-0.95%).

2020 Avg (February) 2.0726

2019 Avg (February) 2.0925

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	2.0773	2.0701	2.0721
February	2.0777	2.0694	2.0726
March	2.0774	2.0589	2.0680
April	2.0652	2.0593	2.0615
May	2.0677	2.0626	2.0640
June	2.0665	2.0640	2.0654
July	2.0674	2.0657	2.0665
August	2.0673	2.0663	2.0666
September	2.0666	2.0661	2.0663
October	2.0677	2.0652	2.0664
November	2.0677	2.0665	2.0671
December	2.0670	2.0659	2.0664