2020 SAR to MWK Historical Review

YEARLY HIGH

205.9521 MWK

YEARLY LOW

194.0233 MWK

YEARLY AVERAGE

198.2942 MWK

2020 SAR to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SAR to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 205.9521. Conversely, the yearly low was recorded on March 29, dropping to 194.0233.

This high-to-low spread represents a total annual volatility of 11.9289 MWK. From a start-to-finish perspective, comparing the January average rate of 196.2464 to the December average rate of 204.4624, the exchange rate registered a net change of 4.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 205.9521 was down 2.51% compared to the 2019 peak of 211.2512, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,029,761 MWK

2019 Average 978,847 MWK

Yearly Trough Low 970,116 MWK

Transaction Impact: A difference of 59,644.28 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

205.3359

194.8541

JanuMarcMayJulySeptNove

SAR to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 196.0497, compared to 200.5387 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 4.4890 points.

H1 Avg (Jan–Jun) 196.0497

H2 Avg (Jul–Dec) 200.5387

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 3.1319 MWK (High: 197.1551 / Low: 194.0233). On the other end, May was the most stable month, with a tight range of 1.3711 MWK (High: 196.5066 / Low: 195.1356).

March Spread (Volatile) ±3.1319

May Spread (Stable) ±1.3711

Growth Streaks & Declines

Trends

Between July and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.4613 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.4613

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 204.4624) against the same month in 2019 (average: 195.6166), the exchange rate shifted by +8.8458 (+4.52%).

2020 Avg (December) 204.4624

2019 Avg (December) 195.6166

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	197.3093	195.7509	196.2464
February	196.7393	194.5905	195.7850
March	197.1551	194.0233	196.0492
April	196.3684	194.6774	195.7276
May	196.5066	195.1356	195.9695
June	197.3239	195.8823	196.5204
July	197.9200	195.8281	196.4841
August	199.9960	197.0732	198.8112
September	200.7085	198.7633	199.8591
October	202.0870	199.9528	200.9737
November	203.9804	200.9887	202.6416
December	205.9521	203.1758	204.4624