2021 SAR to MWK Historical Review

YEARLY HIGH

219.0390 MWK

YEARLY LOW

205.3489 MWK

YEARLY AVERAGE

213.1303 MWK

2021 SAR to MWK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SAR to MWK exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 219.0390. Conversely, the yearly low was recorded on January 6, dropping to 205.3489.

This high-to-low spread represents a total annual volatility of 13.6901 MWK. From a start-to-finish perspective, comparing the January average rate of 206.0886 to the December average rate of 217.2145, the exchange rate registered a net change of 5.40% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 219.0390 was up 6.35% compared to the 2020 peak of 205.9521, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 1,095,195 MWK

2020 Average 991,518 MWK

Yearly Trough Low 1,026,744 MWK

Transaction Impact: A difference of 68,450.68 MWK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

218.6867

204.9433

JanuMarcMayJulySeptNove

SAR to MWK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 209.4213, compared to 216.8394 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 7.4181 points.

H1 Avg (Jan–Jun) 209.4213

H2 Avg (Jul–Dec) 216.8394

Volatility Range Comparison

Volatility

The most volatile month in 2021 was July, with a trading range of 4.5205 MWK (High: 216.7533 / Low: 212.2328). On the other end, November was the most stable month, with a tight range of 0.5568 MWK (High: 217.8286 / Low: 217.2717).

July Spread (Volatile) ±4.5205

November Spread (Stable) ±0.5568

Growth Streaks & Declines

Trends

Between January and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 9 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.2681 points.

Longest Streak 9 Mo.

Sharpest MoM Drop -0.2681

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 217.2145) against the same month in 2020 (average: 204.4624), the exchange rate shifted by +12.7521 (+6.24%).

2021 Avg (December) 217.2145

2020 Avg (December) 204.4624

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	207.2968	205.3489	206.0886
February	208.2641	205.5249	207.4282
March	210.2100	207.7428	208.6541
April	211.4867	208.7377	209.8065
May	212.8710	209.9761	211.4095
June	215.0557	211.3276	213.1408
July	216.7533	212.2328	215.3431
August	217.5707	215.5514	216.6165
September	217.5656	216.0118	216.8384
October	217.9793	217.1244	217.5414
November	217.8286	217.2717	217.4826
December	219.0390	215.9269	217.2145