2013 SAR to PEN Historical Review

YEARLY HIGH

0.7521 PEN

YEARLY LOW

0.6766 PEN

YEARLY AVERAGE

0.7205 PEN

2013 SAR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the SAR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 21, valuing the pair at 0.7521. Conversely, the yearly low was recorded on January 10, dropping to 0.6766.

This high-to-low spread represents a total annual volatility of 0.0754 PEN. From a start-to-finish perspective, comparing the January average rate of 0.6800 to the December average rate of 0.7429, the exchange rate registered a net change of 9.26% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2013 high of 0.7521 was up 4.14% compared to the 2012 peak of 0.7222, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 3,760 PEN

2012 Average 3,517 PEN

Yearly Trough Low 3,383 PEN

Transaction Impact: A difference of 377.18 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

0.7535

0.6733

JanuMarcMayJulySeptNove

SAR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.6984, compared to 0.7426 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0442 points.

H1 Avg (Jan–Jun) 0.6984

H2 Avg (Jul–Dec) 0.7426

Volatility Range Comparison

Volatility

The most volatile month in 2013 was May, with a trading range of 0.0288 PEN (High: 0.7225 / Low: 0.6937). On the other end, October was the most stable month, with a tight range of 0.0072 PEN (High: 0.7424 / Low: 0.7352).

May Spread (Volatile) ±0.0288

October Spread (Stable) ±0.0072

Growth Streaks & Declines

Trends

Between January and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0058 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0058

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2013: 0.7468) against the same month in 2012 (average: 0.6979), the exchange rate shifted by +0.0489 (+7.01%).

2013 Avg (August) 0.7468

2012 Avg (August) 0.6979

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.6851	0.6766	0.6800
February	0.6946	0.6836	0.6881
March	0.6984	0.6890	0.6919
April	0.7038	0.6875	0.6924
May	0.7225	0.6937	0.7046
June	0.7476	0.7235	0.7333
July	0.7450	0.7353	0.7406
August	0.7521	0.7423	0.7468
September	0.7508	0.7323	0.7410
October	0.7424	0.7352	0.7385
November	0.7477	0.7389	0.7455
December	0.7479	0.7365	0.7429