2018 SAR to PEN Historical Review

YEARLY HIGH

0.9050 PEN

YEARLY LOW

0.8535 PEN

YEARLY AVERAGE

0.8761 PEN

2018 SAR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2018

During 2018, the SAR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 2, valuing the pair at 0.9050. Conversely, the yearly low was recorded on January 14, dropping to 0.8535.

This high-to-low spread represents a total annual volatility of 0.0515 PEN. From a start-to-finish perspective, comparing the January average rate of 0.8575 to the December average rate of 0.8968, the exchange rate registered a net change of 4.58% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2018 high of 0.9050 was down 0.14% compared to the 2017 peak of 0.9063, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 4,525 PEN

2017 Average 4,347 PEN

Yearly Trough Low 4,268 PEN

Transaction Impact: A difference of 257.60 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2018.

0.9034

0.8534

JanuMarcMayJulySeptNove

SAR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.8660, compared to 0.8863 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0202 points.

H1 Avg (Jan–Jun) 0.8660

H2 Avg (Jul–Dec) 0.8863

Volatility Range Comparison

Volatility

The most volatile month in 2018 was May, with a trading range of 0.0199 PEN (High: 0.8779 / Low: 0.8581). On the other end, July was the most stable month, with a tight range of 0.0064 PEN (High: 0.8775 / Low: 0.8711).

May Spread (Volatile) ±0.0199

July Spread (Stable) ±0.0064

Growth Streaks & Declines

Trends

Between June and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0053 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0053

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2018: 0.8968) against the same month in 2017 (average: 0.8652), the exchange rate shifted by +0.0316 (+3.65%).

2018 Avg (December) 0.8968

2017 Avg (December) 0.8652

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.8633	0.8535	0.8575
February	0.8744	0.8563	0.8663
March	0.8730	0.8576	0.8666
April	0.8675	0.8573	0.8613
May	0.8779	0.8581	0.8724
June	0.8752	0.8666	0.8719
July	0.8775	0.8711	0.8735
August	0.8860	0.8705	0.8773
September	0.8898	0.8770	0.8824
October	0.8974	0.8819	0.8884
November	0.9024	0.8944	0.8992
December	0.9050	0.8902	0.8968