2022 SAR to PEN Historical Review

YEARLY HIGH

1.0638 PEN

YEARLY LOW

0.9693 PEN

YEARLY AVERAGE

1.0207 PEN

2022 SAR to PEN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2022

During 2022, the SAR to PEN exchange rate experienced significant fluctuation. The market reached its absolute peak on October 8, valuing the pair at 1.0638. Conversely, the yearly low was recorded on April 4, dropping to 0.9693.

This high-to-low spread represents a total annual volatility of 0.0945 PEN. From a start-to-finish perspective, comparing the January average rate of 1.0375 to the December average rate of 1.0175, the exchange rate registered a net change of -1.93% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2022 high of 1.0638 was down 3.59% compared to the 2021 peak of 1.1034, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SAR based on timing:

Yearly Peak High 5,319 PEN

2021 Average 5,174 PEN

Yearly Trough Low 4,847 PEN

Transaction Impact: A difference of 472.33 PEN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2022.

1.0638

0.9903

JanuMarcMayJulySeptNove

SAR to PEN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.0067, compared to 1.0348 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0280 points.

H1 Avg (Jan–Jun) 1.0067

H2 Avg (Jul–Dec) 1.0348

Volatility Range Comparison

Volatility

The most volatile month in 2022 was April, with a trading range of 0.0539 PEN (High: 1.0232 / Low: 0.9693). On the other end, October was the most stable month, with a tight range of 0.0152 PEN (High: 1.0638 / Low: 1.0485).

April Spread (Volatile) ±0.0539

October Spread (Stable) ±0.0152

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.0269 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0269

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2022: 1.0577) against the same month in 2021 (average: 1.0714), the exchange rate shifted by -0.0137 (-1.28%).

2022 Avg (October) 1.0577

2021 Avg (October) 1.0714

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	1.0627	1.0219	1.0375
February	1.0318	0.9929	1.0106
March	1.0100	0.9869	0.9968
April	1.0232	0.9693	0.9964
May	1.0243	0.9755	1.0007
June	1.0096	0.9878	0.9984
July	1.0573	1.0198	1.0374
August	1.0451	1.0164	1.0310
September	1.0599	1.0212	1.0342
October	1.0638	1.0485	1.0577
November	1.0582	1.0132	1.0308
December	1.0283	1.0109	1.0175