2015 SBD to BIF Historical Review

YEARLY HIGH

208.9495 BIF

YEARLY LOW

188.6508 BIF

YEARLY AVERAGE

199.3873 BIF

2015 SBD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SBD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on January 21, valuing the pair at 208.9495. Conversely, the yearly low was recorded on December 28, dropping to 188.6508.

This high-to-low spread represents a total annual volatility of 20.2987 BIF. From a start-to-finish perspective, comparing the January average rate of 205.9835 to the December average rate of 192.0308, the exchange rate registered a net change of -6.77% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2015 high of 208.9495 was down 3.17% compared to the 2014 peak of 215.7905, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,044,748 BIF

2014 Average 1,061,741 BIF

Yearly Trough Low 943,254 BIF

Transaction Impact: A difference of 101,493.48 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

207.3787

190.6355

JanuMarcMayJulySeptNove

SBD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 202.5928, compared to 196.1819 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 6.4108 points.

H1 Avg (Jan–Jun) 202.5928

H2 Avg (Jul–Dec) 196.1819

Volatility Range Comparison

Volatility

The most volatile month in 2015 was July, with a trading range of 12.8088 BIF (High: 207.7851 / Low: 194.9764). On the other end, August was the most stable month, with a tight range of 2.4969 BIF (High: 196.3307 / Low: 193.8338).

July Spread (Volatile) ±12.8088

August Spread (Stable) ±2.4969

Growth Streaks & Declines

Trends

Between August and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 8.6060 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -8.6060

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2015: 205.9835) against the same month in 2014 (average: 214.7281), the exchange rate shifted by -8.7447 (-4.07%).

2015 Avg (January) 205.9835

2014 Avg (January) 214.7281

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	208.9495	203.7963	205.9835
February	206.2872	200.4577	203.3169
March	206.1570	199.9396	202.3097
April	204.5231	199.4683	201.6858
May	205.3364	200.9602	203.1452
June	202.3499	196.8020	199.1156
July	207.7851	194.9764	203.6861
August	196.3307	193.8338	195.0802
September	197.7071	192.9792	195.3187
October	198.9174	192.1665	195.7572
November	198.0934	190.9037	195.2185
December	195.5218	188.6508	192.0308