2025 SBD to BIF Historical Review

YEARLY HIGH

364.5659 BIF

YEARLY LOW

344.0043 BIF

YEARLY AVERAGE

355.9190 BIF

2025 SBD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SBD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on September 21, valuing the pair at 364.5659. Conversely, the yearly low was recorded on January 21, dropping to 344.0043.

This high-to-low spread represents a total annual volatility of 20.5617 BIF. From a start-to-finish perspective, comparing the January average rate of 349.7197 to the December average rate of 361.5750, the exchange rate registered a net change of 3.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 364.5659 was up 2.11% compared to the 2024 peak of 357.0163, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,822,830 BIF

2024 Average 1,712,358 BIF

Yearly Trough Low 1,720,021 BIF

Transaction Impact: A difference of 102,808.25 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

362.7605

348.5342

JanuMarcMayJulySeptNove

SBD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 352.4404, compared to 359.3977 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 6.9573 points.

H1 Avg (Jan–Jun) 352.4404

H2 Avg (Jul–Dec) 359.3977

Volatility Range Comparison

Volatility

The most volatile month in 2025 was March, with a trading range of 11.2296 BIF (High: 356.3056 / Low: 345.0759). On the other end, June was the most stable month, with a tight range of 5.0484 BIF (High: 357.2565 / Low: 352.2081).

March Spread (Volatile) ±11.2296

June Spread (Stable) ±5.0484

Growth Streaks & Declines

Trends

Between May and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 2.6159 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -2.6159

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2025: 360.8934) against the same month in 2024 (average: 346.9949), the exchange rate shifted by +13.8986 (+4.01%).

2025 Avg (September) 360.8934

2024 Avg (September) 346.9949

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	352.8652	344.0043	349.7197
February	355.6610	345.9884	350.0335
March	356.3056	345.0759	350.8589
April	357.8137	351.7176	355.3598
May	357.2251	351.8592	354.0385
June	357.2565	352.2081	354.6319
July	360.0563	352.5791	356.6244
August	363.1978	355.1901	360.7715
September	364.5659	356.3500	360.8934
October	362.1244	356.3330	358.2775
November	360.3629	355.2393	358.2443
December	364.5418	358.5408	361.5750