2020 SBD to BIF Historical Review

YEARLY HIGH

242.7299 BIF

YEARLY LOW

221.0301 BIF

YEARLY AVERAGE

232.6002 BIF

2020 SBD to BIF Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to BIF exchange rate experienced significant fluctuation. The market reached its absolute peak on December 28, valuing the pair at 242.7299. Conversely, the yearly low was recorded on March 3, dropping to 221.0301.

This high-to-low spread represents a total annual volatility of 21.6998 BIF. From a start-to-finish perspective, comparing the January average rate of 227.5637 to the December average rate of 241.5492, the exchange rate registered a net change of 6.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 242.7299 was up 5.77% compared to the 2019 peak of 229.4963, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,213,649 BIF

2019 Average 1,123,020 BIF

Yearly Trough Low 1,105,151 BIF

Transaction Impact: A difference of 108,498.94 BIF purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

242.9477

226.1652

JanuMarcMayJulySeptNove

SBD to BIF Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 228.3702, compared to 236.8303 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 8.4601 points.

H1 Avg (Jan–Jun) 228.3702

H2 Avg (Jul–Dec) 236.8303

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 8.9388 BIF (High: 229.9689 / Low: 221.0301). On the other end, February was the most stable month, with a tight range of 1.8652 BIF (High: 229.5852 / Low: 227.7200).

March Spread (Volatile) ±8.9388

February Spread (Stable) ±1.8652

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3578 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -0.3578

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 241.5492) against the same month in 2019 (average: 226.6254), the exchange rate shifted by +14.9238 (+6.59%).

2020 Avg (December) 241.5492

2019 Avg (December) 226.6254

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	230.6642	226.1839	227.5637
February	229.5852	227.7200	228.7552
March	229.9689	221.0301	228.4582
April	229.7715	226.2989	228.1004
May	230.5276	226.0410	228.6242
June	230.3762	227.5252	228.7196
July	233.7585	229.1005	231.2480
August	235.0822	232.6607	233.6013
September	237.4657	233.4200	236.1080
October	239.9564	236.5805	238.2163
November	242.6878	239.0901	240.2590
December	242.7299	240.1881	241.5492