2014 SBD to KES Historical Review

YEARLY HIGH

12.2883 KES

YEARLY LOW

11.8098 KES

YEARLY AVERAGE

12.0277 KES

2014 SBD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SBD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on September 5, valuing the pair at 12.2883. Conversely, the yearly low was recorded on December 25, dropping to 11.8098.

This high-to-low spread represents a total annual volatility of 0.4785 KES. From a start-to-finish perspective, comparing the January average rate of 11.9595 to the December average rate of 11.9562, the exchange rate registered a net change of -0.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 12.2883 was down 0.78% compared to the 2013 peak of 12.3854, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 61,441 KES

2013 Average 60,186 KES

Yearly Trough Low 59,049 KES

Transaction Impact: A difference of 2,392.38 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

12.2167

11.8444

JanuMarcMayJulySeptNove

SBD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.9523, compared to 12.1031 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1509 points.

H1 Avg (Jan–Jun) 11.9523

H2 Avg (Jul–Dec) 12.1031

Volatility Range Comparison

Volatility

The most volatile month in 2014 was December, with a trading range of 0.3055 KES (High: 12.1153 / Low: 11.8098). On the other end, March was the most stable month, with a tight range of 0.0710 KES (High: 11.9473 / Low: 11.8763).

December Spread (Volatile) ±0.3055

March Spread (Stable) ±0.0710

Growth Streaks & Declines

Trends

Between February and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.1349 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.1349

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2014: 12.1757) against the same month in 2013 (average: 12.2562), the exchange rate shifted by -0.0805 (-0.66%).

2014 Avg (September) 12.1757

2013 Avg (September) 12.2562

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.0768	11.8192	11.9595
February	11.9423	11.8298	11.8754
March	11.9473	11.8763	11.9052
April	11.9693	11.8847	11.9258
May	12.0625	11.8614	11.9660
June	12.1816	11.9646	12.0816
July	12.1731	12.0604	12.1289
August	12.2669	12.1090	12.1857
September	12.2883	12.0801	12.1757
October	12.1330	12.0430	12.0813
November	12.1502	12.0437	12.0911
December	12.1153	11.8098	11.9562