2020 SBD to KES Historical Review

YEARLY HIGH

13.8926 KES

YEARLY LOW

11.9904 KES

YEARLY AVERAGE

12.9379 KES

2020 SBD to KES Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to KES exchange rate experienced significant fluctuation. The market reached its absolute peak on December 9, valuing the pair at 13.8926. Conversely, the yearly low was recorded on March 3, dropping to 11.9904.

This high-to-low spread represents a total annual volatility of 1.9023 KES. From a start-to-finish perspective, comparing the January average rate of 12.2058 to the December average rate of 13.7405, the exchange rate registered a net change of 12.57% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.8926 was up 8.91% compared to the 2019 peak of 12.7556, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 69,463 KES

2019 Average 62,192 KES

Yearly Trough Low 59,952 KES

Transaction Impact: A difference of 9,511.34 KES purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.8940

12.0524

JanuMarcMayJulySeptNove

SBD to KES Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.5566, compared to 13.3192 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7626 points.

H1 Avg (Jan–Jun) 12.5566

H2 Avg (Jul–Dec) 13.3192

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.8878 KES (High: 12.8782 / Low: 11.9904). On the other end, August was the most stable month, with a tight range of 0.0788 KES (High: 13.1346 / Low: 13.0557).

March Spread (Volatile) ±0.8878

August Spread (Stable) ±0.0788

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0580 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.0580

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 13.7405) against the same month in 2019 (average: 12.2450), the exchange rate shifted by +1.4956 (+12.21%).

2020 Avg (December) 13.7405

2019 Avg (December) 12.2450

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.3692	12.1334	12.2058
February	12.3003	12.1372	12.2170
March	12.8782	11.9904	12.5359
April	12.9287	12.6737	12.8059
May	12.9672	12.7373	12.8166
June	12.8023	12.6934	12.7586
July	13.0773	12.7172	12.8982
August	13.1346	13.0557	13.0971
September	13.3572	13.1001	13.2560
October	13.4699	13.2833	13.3770
November	13.7526	13.4350	13.5466
December	13.8926	13.5358	13.7405