YEARLY HIGH
289.9092 TZS
YEARLY LOW
269.9693 TZS
YEARLY AVERAGE
281.2659 TZS

2020 SBD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SBD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on November 23, valuing the pair at 289.9092. Conversely, the yearly low was recorded on March 3, dropping to 269.9693.

This high-to-low spread represents a total annual volatility of 19.9398 TZS. From a start-to-finish perspective, comparing the January average rate of 278.1712 to the December average rate of 288.3884, the exchange rate registered a net change of 3.67% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 289.9092 was down 0.31% compared to the 2019 peak of 290.7988, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,449,546 TZS
2019 Average 1,406,832 TZS
Yearly Trough Low 1,349,847 TZS
Transaction Impact: A difference of 99,699.07 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

289.4582
276.6200
JanuMarcMayJulySeptNove

SBD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 278.3417, compared to 284.1901 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.8484 points.

H1 Avg (Jan–Jun) 278.3417
H2 Avg (Jul–Dec) 284.1901

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 10.3850 TZS (High: 280.3543 / Low: 269.9693). On the other end, June was the most stable month, with a tight range of 1.2775 TZS (High: 278.0827 / Low: 276.8052).

March Spread (Volatile) ±10.3850
June Spread (Stable) ±1.2775

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.4231 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -1.4231

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2020: 287.3213) against the same month in 2019 (average: 278.4501), the exchange rate shifted by +8.8712 (+3.19%).

2020 Avg (November) 287.3213
2019 Avg (November) 278.4501

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 283.0614 276.7253 278.1712
February 280.9604 278.5081 279.7779
March 280.3543 269.9693 278.3548
April 279.3124 277.0385 278.2499
May 279.9729 276.0014 277.8066
June 278.0827 276.8052 277.6898
July 282.1347 277.0429 278.8905
August 282.6435 279.9487 281.3238
September 285.3218 280.5594 283.6137
October 287.0989 283.8716 285.6026
November 289.9092 285.8778 287.3213
December 289.8123 286.9301 288.3884