YEARLY HIGH
327.6158 TZS
YEARLY LOW
303.3110 TZS
YEARLY AVERAGE
322.6076 TZS

2026 SBD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SBD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on July 31, valuing the pair at 327.6158. Conversely, the yearly low was recorded on January 3, dropping to 303.3110.

This high-to-low spread represents a total annual volatility of 24.3049 TZS. From a start-to-finish perspective, comparing the January average rate of 310.1789 to the December average rate of 326.9004, the exchange rate registered a net change of 5.39% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2026 high of 327.6158 was up 1.00% compared to the 2025 peak of 324.3674, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,638,079 TZS
2025 Average 1,540,623 TZS
Yearly Trough Low 1,516,555 TZS
Transaction Impact: A difference of 121,524.25 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

328.5726
308.5067
JanuMarcMayJuly

SBD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 321.2885, compared to 326.5647 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 5.2762 points.

H1 Avg (Jan–Jun) 321.2885
H2 Avg (Jul–Dec) 326.5647

Volatility Range Comparison

Volatility

The most volatile month in 2026 was January, with a trading range of 16.5007 TZS (High: 319.8117 / Low: 303.3110). On the other end, August was the most stable month, with a tight range of 0.0589 TZS (High: 326.9371 / Low: 326.8782).

January Spread (Volatile) ±16.5007
August Spread (Stable) ±0.0589

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.3780 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -0.3780

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2026: 326.2290) against the same month in 2025 (average: 313.1853), the exchange rate shifted by +13.0437 (+4.16%).

2026 Avg (July) 326.2290
2025 Avg (July) 313.1853

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 319.8117 303.3110 310.1789
February 324.3067 317.4679 320.6988
March 324.1376 316.7049 321.2223
April 324.9144 321.4881 323.3478
May 327.3506 323.9200 326.3307
June 326.8146 324.8299 325.9526
July 327.6158 324.1783 326.2290
August 326.9371 326.8782 326.9004