YEARLY HIGH
324.3674 TZS
YEARLY LOW
289.2673 TZS
YEARLY AVERAGE
308.1231 TZS

2025 SBD to TZS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SBD to TZS exchange rate experienced significant fluctuation. The market reached its absolute peak on May 21, valuing the pair at 324.3674. Conversely, the yearly low was recorded on January 1, dropping to 289.2673.

This high-to-low spread represents a total annual volatility of 35.1001 TZS. From a start-to-finish perspective, comparing the January average rate of 297.6431 to the December average rate of 301.3601, the exchange rate registered a net change of 1.25% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 324.3674 was down 1.67% compared to the 2024 peak of 329.8919, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SBD based on timing:

Yearly Peak High 1,621,837 TZS
2024 Average 1,552,180 TZS
Yearly Trough Low 1,446,337 TZS
Transaction Impact: A difference of 175,500.39 TZS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

325.7340
295.0894
JanuMarcMayJulySeptNove

SBD to TZS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 313.1326, compared to 303.1136 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 10.0190 points.

H1 Avg (Jan–Jun) 313.1326
H2 Avg (Jul–Dec) 303.1136

Volatility Range Comparison

Volatility

The most volatile month in 2025 was August, with a trading range of 18.9826 TZS (High: 318.5886 / Low: 299.6059). On the other end, May was the most stable month, with a tight range of 3.1392 TZS (High: 324.3674 / Low: 321.2282).

August Spread (Volatile) ±18.9826
May Spread (Stable) ±3.1392

Growth Streaks & Declines

Trends

Between January and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 6.8975 points.

Longest Streak 4 Mo.
Sharpest MoM Drop -6.8975

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (May 2025: 323.1803) against the same month in 2024 (average: 305.8202), the exchange rate shifted by +17.3601 (+5.68%).

2025 Avg (May) 323.1803
2024 Avg (May) 305.8202

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 302.0357 289.2673 297.6431
February 310.7937 301.6681 306.4498
March 317.7207 307.6115 313.5138
April 323.6115 316.6807 321.6351
May 324.3674 321.2282 323.1803
June 323.1248 309.0106 316.3735
July 316.8806 308.7608 313.1853
August 318.5886 299.6059 306.2878
September 304.8871 297.8222 301.0630
October 302.6263 296.6816 298.8755
November 300.0519 294.0250 297.9100
December 306.2756 295.8475 301.3601