2020 SCR to GEL Historical Review

YEARLY HIGH

0.2524 GEL

YEARLY LOW

0.1544 GEL

YEARLY AVERAGE

0.1842 GEL

2020 SCR to GEL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to GEL exchange rate experienced significant fluctuation. The market reached its absolute peak on March 25, valuing the pair at 0.2524. Conversely, the yearly low was recorded on December 27, dropping to 0.1544.

This high-to-low spread represents a total annual volatility of 0.0980 GEL. From a start-to-finish perspective, comparing the January average rate of 0.2107 to the December average rate of 0.1554, the exchange rate registered a net change of -26.22% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.2524 was up 7.05% compared to the 2019 peak of 0.2357, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 1,262 GEL

2019 Average 1,030 GEL

Yearly Trough Low 772 GEL

Transaction Impact: A difference of 489.89 GEL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.2272

0.1489

JanuMarcMayJulySeptNove

SCR to GEL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1989, compared to 0.1695 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0294 points.

H1 Avg (Jan–Jun) 0.1989

H2 Avg (Jul–Dec) 0.1695

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.0588 GEL (High: 0.2387 / Low: 0.1799). On the other end, July was the most stable month, with a tight range of 0.0039 GEL (High: 0.1750 / Low: 0.1711).

April Spread (Volatile) ±0.0588

July Spread (Stable) ±0.0039

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0247 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.0247

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.2207) against the same month in 2019 (average: 0.1958), the exchange rate shifted by +0.0249 (+12.70%).

2020 Avg (March) 0.2207

2019 Avg (March) 0.1958

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.2233	0.2080	0.2107
February	0.2136	0.2028	0.2081
March	0.2524	0.2032	0.2207
April	0.2387	0.1799	0.1960
May	0.1998	0.1774	0.1842
June	0.1818	0.1660	0.1739
July	0.1750	0.1711	0.1740
August	0.1743	0.1674	0.1730
September	0.1863	0.1713	0.1771
October	0.1822	0.1673	0.1745
November	0.1727	0.1589	0.1630
December	0.1595	0.1544	0.1554