2020 SCR to GMD Historical Review

YEARLY HIGH

4.0480 GMD

YEARLY LOW

2.4367 GMD

YEARLY AVERAGE

3.0616 GMD

2020 SCR to GMD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to GMD exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 4.0480. Conversely, the yearly low was recorded on December 5, dropping to 2.4367.

This high-to-low spread represents a total annual volatility of 1.6113 GMD. From a start-to-finish perspective, comparing the January average rate of 3.7464 to the December average rate of 2.4420, the exchange rate registered a net change of -34.82% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 4.0480 was up 0.22% compared to the 2019 peak of 4.0390, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 20,240 GMD

2019 Average 18,314 GMD

Yearly Trough Low 12,183 GMD

Transaction Impact: A difference of 8,056.58 GMD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

3.8769

2.3115

JanuMarcMayJulySeptNove

SCR to GMD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 3.3731, compared to 2.7502 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.6228 points.

H1 Avg (Jan–Jun) 3.3731

H2 Avg (Jul–Dec) 2.7502

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 0.7930 GMD (High: 3.7051 / Low: 2.9121). On the other end, September was the most stable month, with a tight range of 0.0216 GMD (High: 2.8991 / Low: 2.8775).

April Spread (Volatile) ±0.7930

September Spread (Stable) ±0.0216

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2020. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.5877 points.

Longest Streak 0 Mo.

Sharpest MoM Drop -0.5877

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 3.7274) against the same month in 2019 (average: 3.6236), the exchange rate shifted by +0.1038 (+2.87%).

2020 Avg (March) 3.7274

2019 Avg (March) 3.6236

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	3.9947	3.7264	3.7464
February	3.8422	3.6872	3.7347
March	4.0480	3.6095	3.7274
April	3.7051	2.9121	3.1397
May	3.2008	2.8271	2.9538
June	3.0732	2.9006	2.9364
July	2.9419	2.8783	2.9309
August	2.9103	2.8065	2.9006
September	2.8991	2.8775	2.8838
October	2.8792	2.6779	2.8012
November	2.6787	2.4867	2.5429
December	2.4868	2.4367	2.4420