YEARLY HIGH
5.9106 INR
YEARLY LOW
3.4457 INR
YEARLY AVERAGE
4.4072 INR

2020 SCR to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 5.9106. Conversely, the yearly low was recorded on December 31, dropping to 3.4457.

This high-to-low spread represents a total annual volatility of 2.4649 INR. From a start-to-finish perspective, comparing the January average rate of 5.2171 to the December average rate of 3.4753, the exchange rate registered a net change of -33.39% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 5.9106 was up 3.23% compared to the 2019 peak of 5.7259, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 29,553 INR
2019 Average 25,740 INR
Yearly Trough Low 17,228 INR
Transaction Impact: A difference of 12,324.65 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

5.6532
3.2773
JanuMarcMayJulySeptNove

SCR to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.8785, compared to 3.9359 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.9426 points.

H1 Avg (Jan–Jun) 4.8785
H2 Avg (Jul–Dec) 3.9359

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 1.2695 INR (High: 5.5657 / Low: 4.2962). On the other end, September was the most stable month, with a tight range of 0.0338 INR (High: 4.1139 / Low: 4.0801).

April Spread (Volatile) ±1.2695
September Spread (Stable) ±0.0338

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.7621 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.7621

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 5.4552) against the same month in 2019 (average: 5.0815), the exchange rate shifted by +0.3737 (+7.35%).

2020 Avg (March) 5.4552
2019 Avg (March) 5.0815

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 5.5937 5.1622 5.2171
February 5.4337 5.1907 5.2392
March 5.9106 5.3143 5.4552
April 5.5657 4.2962 4.6931
May 4.6885 4.1847 4.3547
June 4.5096 4.2492 4.3120
July 4.2870 4.1705 4.2421
August 4.2190 4.0406 4.1749
September 4.1139 4.0801 4.0960
October 4.0921 3.8291 3.9810
November 3.8610 3.5459 3.6461
December 3.5304 3.4457 3.4753