YEARLY HIGH
5.9296 INR
YEARLY LOW
3.3748 INR
YEARLY AVERAGE
4.7452 INR

2021 SCR to INR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SCR to INR exchange rate experienced significant fluctuation. The market reached its absolute peak on December 10, valuing the pair at 5.9296. Conversely, the yearly low was recorded on February 21, dropping to 3.3748.

This high-to-low spread represents a total annual volatility of 2.5548 INR. From a start-to-finish perspective, comparing the January average rate of 3.4438 to the December average rate of 5.6077, the exchange rate registered a net change of 62.83% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 5.9296 was up 0.32% compared to the 2020 peak of 5.9106, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 29,648 INR
2020 Average 22,025 INR
Yearly Trough Low 16,874 INR
Transaction Impact: A difference of 12,773.76 INR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

5.8267
3.2219
JanuMarcMayJulySeptNove

SCR to INR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 4.0521, compared to 5.4383 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.3862 points.

H1 Avg (Jan–Jun) 4.0521
H2 Avg (Jul–Dec) 5.4383

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 1.8730 INR (High: 5.4007 / Low: 3.5277). On the other end, January was the most stable month, with a tight range of 0.0861 INR (High: 3.4666 / Low: 3.3806).

April Spread (Volatile) ±1.8730
January Spread (Stable) ±0.0861

Growth Streaks & Declines

Trends

Between March and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1781 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.1781

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 5.6077) against the same month in 2020 (average: 3.4753), the exchange rate shifted by +2.1324 (+61.36%).

2021 Avg (December) 5.6077
2020 Avg (December) 3.4753

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 3.4666 3.3806 3.4438
February 3.4871 3.3748 3.4402
March 3.5625 3.3887 3.4389
April 5.4007 3.5277 4.6041
May 5.0036 4.3880 4.6517
June 5.0512 4.4123 4.7338
July 5.5279 4.5514 5.0497
August 5.7881 4.8476 5.4088
September 5.7585 5.2495 5.6096
October 5.8532 5.0211 5.4315
November 5.8677 4.9799 5.5223
December 5.9296 5.0327 5.6077