2020 SCR to NGN Historical Review

YEARLY HIGH

29.1920 NGN

YEARLY LOW

17.8968 NGN

YEARLY AVERAGE

22.5708 NGN

2020 SCR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SCR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on March 16, valuing the pair at 29.1920. Conversely, the yearly low was recorded on December 23, dropping to 17.8968.

This high-to-low spread represents a total annual volatility of 11.2952 NGN. From a start-to-finish perspective, comparing the January average rate of 26.5184 to the December average rate of 18.1111, the exchange rate registered a net change of -31.70% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 29.1920 was down 0.08% compared to the 2019 peak of 29.2158, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 145,960 NGN

2019 Average 131,636 NGN

Yearly Trough Low 89,484 NGN

Transaction Impact: A difference of 56,475.96 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

28.0380

17.2087

JanuMarcMayJulySeptNove

SCR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 24.7349, compared to 20.4068 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 4.3282 points.

H1 Avg (Jan–Jun) 24.7349

H2 Avg (Jul–Dec) 20.4068

Volatility Range Comparison

Volatility

The most volatile month in 2020 was April, with a trading range of 6.1950 NGN (High: 28.2645 / Low: 22.0695). On the other end, July was the most stable month, with a tight range of 0.4558 NGN (High: 22.0476 / Low: 21.5918).

April Spread (Volatile) ±6.1950

July Spread (Stable) ±0.4558

Growth Streaks & Declines

Trends

Between January and March, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 3.4513 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -3.4513

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 27.1355) against the same month in 2019 (average: 26.2987), the exchange rate shifted by +0.8368 (+3.18%).

2020 Avg (March) 27.1355

2019 Avg (March) 26.2987

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	28.2842	26.3720	26.5184
February	27.5168	26.3431	26.6424
March	29.1920	26.5572	27.1355
April	28.2645	22.0695	23.6842
May	24.2393	21.5281	22.3806
June	22.9741	21.8280	22.0484
July	22.0476	21.5918	21.9519
August	21.8091	20.7240	21.5633
September	21.6464	21.1730	21.3730
October	21.3330	19.6895	20.6776
November	19.8499	18.3094	18.7637
December	18.6243	17.8968	18.1111