2026 SCR to NGN Historical Review

YEARLY HIGH

106.4121 NGN

YEARLY LOW

89.4600 NGN

YEARLY AVERAGE

99.0374 NGN

2026 SCR to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2026

During 2026, the SCR to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on January 19, valuing the pair at 106.4121. Conversely, the yearly low was recorded on April 12, dropping to 89.4600.

This high-to-low spread represents a total annual volatility of 16.9520 NGN. From a start-to-finish perspective, comparing the January average rate of 101.0005 to the December average rate of 98.9465, the exchange rate registered a net change of -2.03% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2026 high of 106.4121 was down 9.24% compared to the 2025 peak of 117.2456, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 532,060 NGN

2025 Average 532,356 NGN

Yearly Trough Low 447,300 NGN

Transaction Impact: A difference of 84,760.09 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2026.

101.5589

94.8581

JanuMarcMayJuly

SCR to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 98.7656, compared to 99.8529 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.0873 points.

H1 Avg (Jan–Jun) 98.7656

H2 Avg (Jul–Dec) 99.8529

Volatility Range Comparison

Volatility

The most volatile month in 2026 was March, with a trading range of 13.6409 NGN (High: 104.4125 / Low: 90.7717). On the other end, May was the most stable month, with a tight range of 0.9942 NGN (High: 101.1194 / Low: 100.1252).

March Spread (Volatile) ±13.6409

May Spread (Stable) ±0.9942

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2026. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 2.6784 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -2.6784

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2026: 101.0005) against the same month in 2025 (average: 107.9514), the exchange rate shifted by -6.9509 (-6.44%).

2026 Avg (January) 101.0005

2025 Avg (January) 107.9514

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	106.4121	94.2388	101.0005
February	102.2270	89.4612	98.3221
March	104.4125	90.7717	97.3975
April	101.1680	89.4600	95.4165
May	101.1194	100.1252	100.5733
June	103.9015	96.8193	99.8838
July	103.6362	94.7042	100.7593
August	101.1443	94.0903	98.9465