2015 SCR to NZD Historical Review

YEARLY HIGH

0.1243 NZD

YEARLY LOW

0.0899 NZD

YEARLY AVERAGE

0.1080 NZD

2015 SCR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SCR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on September 28, valuing the pair at 0.1243. Conversely, the yearly low was recorded on January 11, dropping to 0.0899.

This high-to-low spread represents a total annual volatility of 0.0344 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0942 to the December average rate of 0.1160, the exchange rate registered a net change of 23.09% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 0.1243 was up 22.06% compared to the 2014 peak of 0.1018, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 621 NZD

2014 Average 475 NZD

Yearly Trough Low 449 NZD

Transaction Impact: A difference of 172.04 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

0.1236

0.0915

JanuMarcMayJulySeptNove

SCR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0990, compared to 0.1170 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0180 points.

H1 Avg (Jan–Jun) 0.0990

H2 Avg (Jul–Dec) 0.1170

Volatility Range Comparison

Volatility

The most volatile month in 2015 was December, with a trading range of 0.0120 NZD (High: 0.1230 / Low: 0.1111). On the other end, July was the most stable month, with a tight range of 0.0045 NZD (High: 0.1173 / Low: 0.1128).

December Spread (Volatile) ±0.0120

July Spread (Stable) ±0.0045

Growth Streaks & Declines

Trends

Between April and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 5 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0061 points.

Longest Streak 5 Mo.

Sharpest MoM Drop -0.0061

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (September 2015: 0.1210) against the same month in 2014 (average: 0.0940), the exchange rate shifted by +0.0269 (+28.66%).

2015 Avg (September) 0.1210

2014 Avg (September) 0.0940

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1002	0.0899	0.0942
February	0.1004	0.0941	0.0957
March	0.1009	0.0942	0.0977
April	0.1002	0.0948	0.0971
May	0.1052	0.0973	0.1010
June	0.1127	0.1041	0.1084
July	0.1173	0.1128	0.1148
August	0.1230	0.1134	0.1166
September	0.1243	0.1171	0.1210
October	0.1189	0.1114	0.1149
November	0.1220	0.1135	0.1188
December	0.1230	0.1111	0.1160