2025 SCR to NZD Historical Review

YEARLY HIGH

0.1319 NZD

YEARLY LOW

0.1115 NZD

YEARLY AVERAGE

0.1203 NZD

2025 SCR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SCR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on November 20, valuing the pair at 0.1319. Conversely, the yearly low was recorded on September 18, dropping to 0.1115.

This high-to-low spread represents a total annual volatility of 0.0204 NZD. From a start-to-finish perspective, comparing the January average rate of 0.1236 to the December average rate of 0.1202, the exchange rate registered a net change of -2.81% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.1319 was up 3.28% compared to the 2024 peak of 0.1277, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 660 NZD

2024 Average 605 NZD

Yearly Trough Low 558 NZD

Transaction Impact: A difference of 101.89 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.1289

0.1141

JanuMarcMayJulySeptNove

SCR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.1202, compared to 0.1203 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0001 points.

H1 Avg (Jan–Jun) 0.1202

H2 Avg (Jul–Dec) 0.1203

Volatility Range Comparison

Volatility

The most volatile month in 2025 was December, with a trading range of 0.0160 NZD (High: 0.1285 / Low: 0.1125). On the other end, May was the most stable month, with a tight range of 0.0031 NZD (High: 0.1200 / Low: 0.1169).

December Spread (Volatile) ±0.0160

May Spread (Stable) ±0.0031

Growth Streaks & Declines

Trends

Between June and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0075 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.0075

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2025: 0.1277) against the same month in 2024 (average: 0.1231), the exchange rate shifted by +0.0045 (+3.67%).

2025 Avg (November) 0.1277

2024 Avg (November) 0.1231

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.1264	0.1168	0.1236
February	0.1242	0.1174	0.1220
March	0.1242	0.1192	0.1219
April	0.1263	0.1163	0.1199
May	0.1200	0.1169	0.1186
June	0.1180	0.1125	0.1153
July	0.1201	0.1133	0.1170
August	0.1216	0.1132	0.1177
September	0.1219	0.1115	0.1169
October	0.1285	0.1150	0.1226
November	0.1319	0.1171	0.1277
December	0.1285	0.1125	0.1202