2021 SCR to NZD Historical Review

YEARLY HIGH

0.1158 NZD

YEARLY LOW

0.0634 NZD

YEARLY AVERAGE

0.0908 NZD

2021 SCR to NZD Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SCR to NZD exchange rate experienced significant fluctuation. The market reached its absolute peak on December 3, valuing the pair at 0.1158. Conversely, the yearly low was recorded on February 24, dropping to 0.0634.

This high-to-low spread represents a total annual volatility of 0.0524 NZD. From a start-to-finish perspective, comparing the January average rate of 0.0656 to the December average rate of 0.1096, the exchange rate registered a net change of 67.15% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.1158 was down 12.07% compared to the 2020 peak of 0.1316, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SCR based on timing:

Yearly Peak High 579 NZD

2020 Average 460 NZD

Yearly Trough Low 317 NZD

Transaction Impact: A difference of 261.95 NZD purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.1140

0.0608

JanuMarcMayJulySeptNove

SCR to NZD Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0770, compared to 0.1046 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0276 points.

H1 Avg (Jan–Jun) 0.0770

H2 Avg (Jul–Dec) 0.1046

Volatility Range Comparison

Volatility

The most volatile month in 2021 was April, with a trading range of 0.0320 NZD (High: 0.1004 / Low: 0.0684). On the other end, February was the most stable month, with a tight range of 0.0025 NZD (High: 0.0659 / Low: 0.0634).

April Spread (Volatile) ±0.0320

February Spread (Stable) ±0.0025

Growth Streaks & Declines

Trends

Between February and September, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 7 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.0052 points.

Longest Streak 7 Mo.

Sharpest MoM Drop -0.0052

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 0.1096) against the same month in 2020 (average: 0.0665), the exchange rate shifted by +0.0431 (+64.82%).

2021 Avg (December) 0.1096

2020 Avg (December) 0.0665

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0666	0.0640	0.0656
February	0.0659	0.0634	0.0652
March	0.0704	0.0644	0.0663
April	0.1004	0.0684	0.0866
May	0.0943	0.0832	0.0879
June	0.0965	0.0836	0.0906
July	0.1060	0.0874	0.0970
August	0.1127	0.0930	0.1047
September	0.1124	0.1013	0.1080
October	0.1116	0.0934	0.1028
November	0.1146	0.0959	0.1059
December	0.1158	0.0989	0.1096