YEARLY HIGH
16.3187 HNL
YEARLY LOW
14.6102 HNL
YEARLY AVERAGE
15.4679 HNL

2012 SGD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 19, valuing the pair at 16.3187. Conversely, the yearly low was recorded on January 1, dropping to 14.6102.

This high-to-low spread represents a total annual volatility of 1.7085 HNL. From a start-to-finish perspective, comparing the January average rate of 14.8852 to the December average rate of 16.2551, the exchange rate registered a net change of 9.20% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 16.3187 was up 3.80% compared to the 2011 peak of 15.7212, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 81,594 HNL
2011 Average 75,261 HNL
Yearly Trough Low 73,051 HNL
Transaction Impact: A difference of 8,542.46 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

16.3921
14.7482
JanuMarcMayJulySeptNove

SGD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 15.0786, compared to 15.8571 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.7785 points.

H1 Avg (Jan–Jun) 15.0786
H2 Avg (Jul–Dec) 15.8571

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.6164 HNL (High: 15.4253 / Low: 14.8089). On the other end, November was the most stable month, with a tight range of 0.0983 HNL (High: 16.2237 / Low: 16.1254).

May Spread (Volatile) ±0.6164
November Spread (Stable) ±0.0983

Growth Streaks & Declines

Trends

Between June and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.2018 points.

Longest Streak 6 Mo.
Sharpest MoM Drop -0.2018

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2012: 16.2551) against the same month in 2011 (average: 14.6377), the exchange rate shifted by +1.6175 (+11.05%).

2012 Avg (December) 16.2551
2011 Avg (December) 14.6377

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 15.2210 14.6102 14.8852
February 15.3202 15.0559 15.1992
March 15.2564 15.0426 15.1493
April 15.4139 15.1012 15.2352
May 15.4253 14.8089 15.1024
June 15.0607 14.7315 14.9006
July 15.5729 14.9902 15.1297
August 15.7232 15.3331 15.5895
September 16.0629 15.6456 15.9211
October 16.1982 15.9434 16.0861
November 16.2237 16.1254 16.1613
December 16.3187 16.1998 16.2551