2016 SGD to HNL Historical Review

YEARLY HIGH

17.0335 HNL

YEARLY LOW

15.4994 HNL

YEARLY AVERAGE

16.4917 HNL

2016 SGD to HNL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SGD to HNL exchange rate experienced significant fluctuation. The market reached its absolute peak on August 3, valuing the pair at 17.0335. Conversely, the yearly low was recorded on January 10, dropping to 15.4994.

This high-to-low spread represents a total annual volatility of 1.5341 HNL. From a start-to-finish perspective, comparing the January average rate of 15.6678 to the December average rate of 16.2369, the exchange rate registered a net change of 3.63% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2016 high of 17.0335 was up 2.43% compared to the 2015 peak of 16.6293, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 85,168 HNL

2015 Average 78,945 HNL

Yearly Trough Low 77,497 HNL

Transaction Impact: A difference of 7,670.44 HNL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

17.0842

15.5390

JanuMarcMayJulySeptNove

SGD to HNL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 16.3628, compared to 16.6206 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2578 points.

H1 Avg (Jan–Jun) 16.3628

H2 Avg (Jul–Dec) 16.6206

Volatility Range Comparison

Volatility

The most volatile month in 2016 was March, with a trading range of 0.5971 HNL (High: 16.7451 / Low: 16.1480). On the other end, April was the most stable month, with a tight range of 0.2400 HNL (High: 16.8115 / Low: 16.5715).

March Spread (Volatile) ±0.5971

April Spread (Stable) ±0.2400

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.2782 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.2782

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2016: 16.9555) against the same month in 2015 (average: 15.6806), the exchange rate shifted by +1.2749 (+8.13%).

2016 Avg (August) 16.9555

2015 Avg (August) 15.6806

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	15.8448	15.4994	15.6678
February	16.2395	15.7687	16.0674
March	16.7451	16.1480	16.4792
April	16.8115	16.5715	16.7125
May	16.8399	16.3558	16.4861
June	16.9937	16.4192	16.7636
July	17.0041	16.7550	16.8770
August	17.0335	16.7892	16.9555
September	16.9693	16.7087	16.8056
October	16.8182	16.3234	16.5273
November	16.5955	16.1690	16.3214
December	16.3923	16.0598	16.2369