2020 SGD to LSL Historical Review

YEARLY HIGH

13.3929 LSL

YEARLY LOW

10.3796 LSL

YEARLY AVERAGE

11.9173 LSL

2020 SGD to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on April 23, valuing the pair at 13.3929. Conversely, the yearly low was recorded on January 4, dropping to 10.3796.

This high-to-low spread represents a total annual volatility of 3.0133 LSL. From a start-to-finish perspective, comparing the January average rate of 10.6277 to the December average rate of 11.1791, the exchange rate registered a net change of 5.19% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 13.3929 was up 20.25% compared to the 2019 peak of 11.1375, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 66,965 LSL

2019 Average 52,944 LSL

Yearly Trough Low 51,898 LSL

Transaction Impact: A difference of 15,066.45 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

13.2741

10.3871

JanuMarcMayJulySeptNove

SGD to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.8816, compared to 11.9531 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0715 points.

H1 Avg (Jan–Jun) 11.8816

H2 Avg (Jul–Dec) 11.9531

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 1.5325 LSL (High: 12.5628 / Low: 11.0303). On the other end, February was the most stable month, with a tight range of 0.4000 LSL (High: 11.0527 / Low: 10.6526).

March Spread (Volatile) ±1.5325

February Spread (Stable) ±0.4000

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.5688 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.5688

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2020: 13.0335) against the same month in 2019 (average: 10.4328), the exchange rate shifted by +2.6007 (+24.93%).

2020 Avg (April) 13.0335

2019 Avg (April) 10.4328

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.8288	10.3796	10.6277
February	11.0527	10.6526	10.7828
March	12.5628	11.0303	11.7424
April	13.3929	12.5257	13.0335
May	13.2047	12.2463	12.8054
June	12.4587	11.9889	12.2979
July	12.3254	11.9038	12.0744
August	12.8922	12.1058	12.5573
September	12.4823	11.9078	12.2528
October	12.2906	11.8748	12.1118
November	11.9144	11.3576	11.5430
December	11.4978	10.9439	11.1791