2021 SGD to LSL Historical Review

YEARLY HIGH

11.8678 LSL

YEARLY LOW

10.1956 LSL

YEARLY AVERAGE

10.9970 LSL

2021 SGD to LSL Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to LSL exchange rate experienced significant fluctuation. The market reached its absolute peak on December 15, valuing the pair at 11.8678. Conversely, the yearly low was recorded on June 7, dropping to 10.1956.

This high-to-low spread represents a total annual volatility of 1.6722 LSL. From a start-to-finish perspective, comparing the January average rate of 11.3723 to the December average rate of 11.6398, the exchange rate registered a net change of 2.35% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 11.8678 was down 11.39% compared to the 2020 peak of 13.3929, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 59,339 LSL

2020 Average 59,598 LSL

Yearly Trough Low 50,978 LSL

Transaction Impact: A difference of 8,361.21 LSL purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

11.7660

10.2519

JanuMarcMayJulySeptNove

SGD to LSL Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.9077, compared to 11.0864 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.1787 points.

H1 Avg (Jan–Jun) 10.9077

H2 Avg (Jul–Dec) 11.0864

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.7658 LSL (High: 11.8506 / Low: 11.0847). On the other end, April was the most stable month, with a tight range of 0.2993 LSL (High: 10.9790 / Low: 10.6797).

November Spread (Volatile) ±0.7658

April Spread (Stable) ±0.2993

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.3452 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.3452

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2021: 11.6398) against the same month in 2020 (average: 11.1791), the exchange rate shifted by +0.4607 (+4.12%).

2021 Avg (December) 11.6398

2020 Avg (December) 11.1791

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.6318	11.0397	11.3723
February	11.3035	10.9196	11.1251
March	11.4987	10.9375	11.1667
April	10.9790	10.6797	10.8214
May	10.8841	10.4115	10.5825
June	10.6463	10.1956	10.3781
July	10.9401	10.5471	10.7053
August	11.2305	10.6714	10.9295
September	11.1686	10.5034	10.8161
October	11.2526	10.7623	11.0086
November	11.8506	11.0847	11.4190
December	11.8678	11.4282	11.6398