2012 SGD to MVR Historical Review

YEARLY HIGH

12.7920 MVR

YEARLY LOW

10.7873 MVR

YEARLY AVERAGE

11.7835 MVR

2012 SGD to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on October 15, valuing the pair at 12.7920. Conversely, the yearly low was recorded on July 1, dropping to 10.7873.

This high-to-low spread represents a total annual volatility of 2.0047 MVR. From a start-to-finish perspective, comparing the January average rate of 11.0115 to the December average rate of 12.5923, the exchange rate registered a net change of 14.36% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 12.7920 was up 9.11% compared to the 2011 peak of 11.7240, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 63,960 MVR

2011 Average 54,243 MVR

Yearly Trough Low 53,936 MVR

Transaction Impact: A difference of 10,023.36 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

12.7539

10.8531

JanuMarcMayJulySeptNove

SGD to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.1451, compared to 12.4220 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 1.2770 points.

H1 Avg (Jan–Jun) 11.1451

H2 Avg (Jul–Dec) 12.4220

Volatility Range Comparison

Volatility

The most volatile month in 2012 was July, with a trading range of 1.6043 MVR (High: 12.3916 / Low: 10.7873). On the other end, November was the most stable month, with a tight range of 0.0699 MVR (High: 12.6345 / Low: 12.5646).

July Spread (Volatile) ±1.6043

November Spread (Stable) ±0.0699

Growth Streaks & Declines

Trends

Between June and October, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.1420 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.1420

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (October 2012: 12.5955) against the same month in 2011 (average: 11.0555), the exchange rate shifted by +1.5401 (+13.93%).

2012 Avg (October) 12.5955

2011 Avg (October) 11.0555

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.2622	10.8323	11.0115
February	11.3334	11.1257	11.2337
March	11.2754	11.1197	11.1889
April	11.4004	11.1561	11.2589
May	11.4088	10.9512	11.1596
June	11.1260	10.8991	11.0177
July	12.3916	10.7873	11.9034
August	12.4290	12.2392	12.3330
September	12.5995	12.3649	12.5161
October	12.7920	12.4935	12.5955
November	12.6345	12.5646	12.5919
December	12.6287	12.5537	12.5923