2025 SGD to MVR Historical Review

YEARLY HIGH

12.1179 MVR

YEARLY LOW

11.2286 MVR

YEARLY AVERAGE

11.7846 MVR

2025 SGD to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on June 30, valuing the pair at 12.1179. Conversely, the yearly low was recorded on January 11, dropping to 11.2286.

This high-to-low spread represents a total annual volatility of 0.8893 MVR. From a start-to-finish perspective, comparing the January average rate of 11.3129 to the December average rate of 11.9513, the exchange rate registered a net change of 5.64% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2025 high of 12.1179 was up 0.97% compared to the 2024 peak of 12.0009, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 60,590 MVR

2024 Average 57,636 MVR

Yearly Trough Low 56,143 MVR

Transaction Impact: A difference of 4,446.75 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

12.0923

11.2421

JanuMarcMayJulySeptNove

SGD to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.6450, compared to 11.9242 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2792 points.

H1 Avg (Jan–Jun) 11.6450

H2 Avg (Jul–Dec) 11.9242

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.3931 MVR (High: 11.8057 / Low: 11.4127). On the other end, August was the most stable month, with a tight range of 0.0979 MVR (High: 12.0359 / Low: 11.9380).

April Spread (Volatile) ±0.3931

August Spread (Stable) ±0.0979

Growth Streaks & Declines

Trends

Between January and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 6 straight months. Conversely, the sharpest month-over-month decline occurred between September and October, when the average rate fell by 0.1302 points.

Longest Streak 6 Mo.

Sharpest MoM Drop -0.1302

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (June 2025: 12.0127) against the same month in 2024 (average: 11.3825), the exchange rate shifted by +0.6302 (+5.54%).

2025 Avg (June) 12.0127

2024 Avg (June) 11.3825

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.4487	11.2286	11.3129
February	11.5560	11.2642	11.4386
March	11.5888	11.3964	11.5260
April	11.8057	11.4127	11.6519
May	12.0417	11.7476	11.9276
June	12.1179	11.9558	12.0127
July	12.1013	11.8649	12.0214
August	12.0359	11.9380	11.9905
September	12.0191	11.8200	11.9422
October	11.8889	11.7710	11.8120
November	11.8868	11.7524	11.8277
December	12.0428	11.8680	11.9513