2014 SGD to MVR Historical Review

YEARLY HIGH

12.4590 MVR

YEARLY LOW

11.5407 MVR

YEARLY AVERAGE

12.1471 MVR

2014 SGD to MVR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to MVR exchange rate experienced significant fluctuation. The market reached its absolute peak on July 23, valuing the pair at 12.4590. Conversely, the yearly low was recorded on December 23, dropping to 11.5407.

This high-to-low spread represents a total annual volatility of 0.9183 MVR. From a start-to-finish perspective, comparing the January average rate of 12.1023 to the December average rate of 11.6122, the exchange rate registered a net change of -4.05% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2014 high of 12.4590 was down 1.42% compared to the 2013 peak of 12.6379, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 62,295 MVR

2013 Average 61,475 MVR

Yearly Trough Low 57,703 MVR

Transaction Impact: A difference of 4,591.61 MVR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

12.4696

11.5342

JanuMarcMayJulySeptNove

SGD to MVR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 12.2245, compared to 12.0696 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1550 points.

H1 Avg (Jan–Jun) 12.2245

H2 Avg (Jul–Dec) 12.0696

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 0.2829 MVR (High: 11.9705 / Low: 11.6876). On the other end, May was the most stable month, with a tight range of 0.0634 MVR (High: 12.3430 / Low: 12.2795).

November Spread (Volatile) ±0.2829

May Spread (Stable) ±0.0634

Growth Streaks & Declines

Trends

Between March and July, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between October and November, when the average rate fell by 0.2458 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -0.2458

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (July 2014: 12.3917) against the same month in 2013 (average: 12.1210), the exchange rate shifted by +0.2707 (+2.23%).

2014 Avg (July) 12.3917

2013 Avg (July) 12.1210

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	12.1826	12.0230	12.1023
February	12.2255	12.0795	12.1629
March	12.2830	12.0750	12.1551
April	12.3391	12.1849	12.2754
May	12.3430	12.2795	12.3115
June	12.3766	12.2794	12.3400
July	12.4590	12.3152	12.3917
August	12.3712	12.2839	12.3237
September	12.3111	12.0648	12.1781
October	12.1398	11.9729	12.0788
November	11.9705	11.6876	11.8331
December	11.7132	11.5407	11.6122