2012 SGD to NGN Historical Review

YEARLY HIGH

130.3433 NGN

YEARLY LOW

123.8696 NGN

YEARLY AVERAGE

127.0912 NGN

2012 SGD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the SGD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on August 7, valuing the pair at 130.3433. Conversely, the yearly low was recorded on January 4, dropping to 123.8696.

This high-to-low spread represents a total annual volatility of 6.4737 NGN. From a start-to-finish perspective, comparing the January average rate of 126.1056 to the December average rate of 128.7569, the exchange rate registered a net change of 2.10% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2012 high of 130.3433 was up 0.67% compared to the 2011 peak of 129.4764, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 651,716 NGN

2011 Average 620,309 NGN

Yearly Trough Low 619,348 NGN

Transaction Impact: A difference of 32,368.25 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

129.1050

124.9274

JanuMarcMayJulySeptNove

SGD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 126.0001, compared to 128.1824 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.1823 points.

H1 Avg (Jan–Jun) 126.0001

H2 Avg (Jul–Dec) 128.1824

Volatility Range Comparison

Volatility

The most volatile month in 2012 was August, with a trading range of 5.2533 NGN (High: 130.3433 / Low: 125.0899). On the other end, November was the most stable month, with a tight range of 1.0360 NGN (High: 129.1340 / Low: 128.0981).

August Spread (Volatile) ±5.2533

November Spread (Stable) ±1.0360

Growth Streaks & Declines

Trends

Between August and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 4 straight months. Conversely, the sharpest month-over-month decline occurred between February and March, when the average rate fell by 1.1428 points.

Longest Streak 4 Mo.

Sharpest MoM Drop -1.1428

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2012: 127.2101) against the same month in 2011 (average: 127.0064), the exchange rate shifted by +0.2037 (+0.16%).

2012 Avg (August) 127.2101

2011 Avg (August) 127.0064

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	128.5147	123.8696	126.1056
February	128.8027	124.6432	126.4183
March	126.3592	124.4013	125.2755
April	127.3796	124.9267	125.8496
May	127.4539	124.0608	125.4549
June	128.4251	124.1988	126.8964
July	129.1432	126.2368	127.9851
August	130.3433	125.0899	127.2101
September	129.1231	126.5962	128.0102
October	129.4894	126.9790	128.4574
November	129.1340	128.0981	128.6747
December	129.8122	127.4290	128.7569