2015 SGD to NGN Historical Review

YEARLY HIGH

150.8022 NGN

YEARLY LOW

134.5580 NGN

YEARLY AVERAGE

144.0179 NGN

2015 SGD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2015

During 2015, the SGD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on February 15, valuing the pair at 150.8022. Conversely, the yearly low was recorded on January 8, dropping to 134.5580.

This high-to-low spread represents a total annual volatility of 16.2443 NGN. From a start-to-finish perspective, comparing the January average rate of 139.1417 to the December average rate of 141.3140, the exchange rate registered a net change of 1.56% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2015 high of 150.8022 was up 7.28% compared to the 2014 peak of 140.5645, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 754,011 NGN

2014 Average 651,462 NGN

Yearly Trough Low 672,790 NGN

Transaction Impact: A difference of 81,221.36 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2015.

150.1787

138.1383

JanuMarcMayJulySeptNove

SGD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 145.8098, compared to 142.2260 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 3.5838 points.

H1 Avg (Jan–Jun) 145.8098

H2 Avg (Jul–Dec) 142.2260

Volatility Range Comparison

Volatility

The most volatile month in 2015 was February, with a trading range of 10.8715 NGN (High: 150.8022 / Low: 139.9308). On the other end, December was the most stable month, with a tight range of 1.6914 NGN (High: 142.3054 / Low: 140.6140).

February Spread (Volatile) ±10.8715

December Spread (Stable) ±1.6914

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 3.8115 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -3.8115

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2015: 146.3046) against the same month in 2014 (average: 129.3708), the exchange rate shifted by +16.9338 (+13.09%).

2015 Avg (February) 146.3046

2014 Avg (February) 129.3708

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	143.0988	134.5580	139.1417
February	150.8022	139.9308	146.3046
March	148.6333	143.2246	144.9093
April	150.6523	145.2126	147.4984
May	150.5084	147.0637	149.1753
June	149.0388	146.4236	147.8295
July	147.7599	144.9857	146.2269
August	145.1005	141.0930	142.4155
September	142.4040	139.3078	140.6258
October	144.0480	138.8228	142.0767
November	142.5154	139.5447	140.6973
December	142.3054	140.6140	141.3140