2014 SGD to NGN Historical Review

YEARLY HIGH

140.5645 NGN

YEARLY LOW

124.7647 NGN

YEARLY AVERAGE

130.2852 NGN

2014 SGD to NGN Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2014

During 2014, the SGD to NGN exchange rate experienced significant fluctuation. The market reached its absolute peak on December 17, valuing the pair at 140.5645. Conversely, the yearly low was recorded on January 22, dropping to 124.7647.

This high-to-low spread represents a total annual volatility of 15.7997 NGN. From a start-to-finish perspective, comparing the January average rate of 125.8520 to the December average rate of 138.2622, the exchange rate registered a net change of 9.86% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2014 high of 140.5645 was up 8.56% compared to the 2013 peak of 129.4757, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 702,822 NGN

2013 Average 636,459 NGN

Yearly Trough Low 623,824 NGN

Transaction Impact: A difference of 78,998.65 NGN purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2014.

139.5032

124.6110

JanuMarcMayJulySeptNove

SGD to NGN Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 129.0075, compared to 131.5629 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 2.5554 points.

H1 Avg (Jan–Jun) 129.0075

H2 Avg (Jul–Dec) 131.5629

Volatility Range Comparison

Volatility

The most volatile month in 2014 was November, with a trading range of 8.4241 NGN (High: 136.8984 / Low: 128.4743). On the other end, July was the most stable month, with a tight range of 1.1444 NGN (High: 130.9702 / Low: 129.8258).

November Spread (Volatile) ±8.4241

July Spread (Stable) ±1.1444

Growth Streaks & Declines

Trends

Between September and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between July and August, when the average rate fell by 0.7487 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.7487

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2014: 138.2622) against the same month in 2013 (average: 126.3734), the exchange rate shifted by +11.8888 (+9.41%).

2014 Avg (December) 138.2622

2013 Avg (December) 126.3734

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	127.4845	124.7647	125.8520
February	130.5601	127.4518	129.3708
March	131.1998	129.1871	130.0031
April	130.8901	127.9989	129.2703
May	130.1466	127.0317	129.1988
June	130.8147	129.2133	130.3501
July	130.9702	129.8258	130.5308
August	130.3089	128.9654	129.7821
September	130.0809	128.3765	129.1266
October	130.3021	127.8810	129.1625
November	136.8984	128.4743	132.5130
December	140.5645	136.7790	138.2622