2020 SGD to SOS Historical Review

YEARLY HIGH

439.8915 SOS

YEARLY LOW

397.1393 SOS

YEARLY AVERAGE

421.3290 SOS

2020 SGD to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SGD to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on December 18, valuing the pair at 439.8915. Conversely, the yearly low was recorded on March 23, dropping to 397.1393.

This high-to-low spread represents a total annual volatility of 42.7522 SOS. From a start-to-finish perspective, comparing the January average rate of 429.5931 to the December average rate of 436.1348, the exchange rate registered a net change of 1.52% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2020 high of 439.8915 was up 1.75% compared to the 2019 peak of 432.3406, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,199,458 SOS

2019 Average 2,125,470 SOS

Yearly Trough Low 1,985,696 SOS

Transaction Impact: A difference of 213,761.23 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

438.9626

405.0295

JanuMarcMayJulySeptNove

SGD to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 415.6917, compared to 426.9662 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 11.2745 points.

H1 Avg (Jan–Jun) 415.6917

H2 Avg (Jul–Dec) 426.9662

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 27.2966 SOS (High: 424.4359 / Low: 397.1393). On the other end, August was the most stable month, with a tight range of 5.4893 SOS (High: 425.9972 / Low: 420.5079).

March Spread (Volatile) ±27.2966

August Spread (Stable) ±5.4893

Growth Streaks & Declines

Trends

Between April and December, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 8 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 10.1840 points.

Longest Streak 8 Mo.

Sharpest MoM Drop -10.1840

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (December 2020: 436.1348) against the same month in 2019 (average: 427.4433), the exchange rate shifted by +8.6915 (+2.03%).

2020 Avg (December) 436.1348

2019 Avg (December) 427.4433

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	433.8379	426.4806	429.5931
February	429.4698	412.8769	419.4091
March	424.4359	397.1393	411.2085
April	411.1200	403.5785	407.8573
May	412.6849	406.2930	409.2947
June	418.6444	411.9719	416.7876
July	425.1527	415.7398	418.4675
August	425.9972	420.5079	423.2391
September	429.7415	421.5554	425.1151
October	430.9262	424.7047	427.3342
November	435.6598	424.5327	431.5064
December	439.8915	433.6488	436.1348