YEARLY HIGH
442.4478 SOS
YEARLY LOW
421.2435 SOS
YEARLY AVERAGE
432.5053 SOS

2021 SGD to SOS Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SGD to SOS exchange rate experienced significant fluctuation. The market reached its absolute peak on February 19, valuing the pair at 442.4478. Conversely, the yearly low was recorded on December 4, dropping to 421.2435.

This high-to-low spread represents a total annual volatility of 21.2043 SOS. From a start-to-finish perspective, comparing the January average rate of 438.1311 to the December average rate of 426.5768, the exchange rate registered a net change of -2.64% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2021 high of 442.4478 was up 0.58% compared to the 2020 peak of 439.8915, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 2,212,239 SOS
2020 Average 2,106,753 SOS
Yearly Trough Low 2,106,217 SOS
Transaction Impact: A difference of 106,021.67 SOS purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

439.2866
425.4214
JanuMarcMayJulySeptNove

SGD to SOS Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 436.3117, compared to 428.6989 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 7.6127 points.

H1 Avg (Jan–Jun) 436.3117
H2 Avg (Jul–Dec) 428.6989

Volatility Range Comparison

Volatility

The most volatile month in 2021 was December, with a trading range of 11.7821 SOS (High: 433.0256 / Low: 421.2435). On the other end, January was the most stable month, with a tight range of 5.4786 SOS (High: 440.2605 / Low: 434.7819).

December Spread (Volatile) ±11.7821
January Spread (Stable) ±5.4786

Growth Streaks & Declines

Trends

Between March and May, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 7.9152 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -7.9152

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2021: 437.6524) against the same month in 2020 (average: 419.4091), the exchange rate shifted by +18.2432 (+4.35%).

2021 Avg (February) 437.6524
2020 Avg (February) 419.4091

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 440.2605 434.7819 438.1311
February 442.4478 434.0627 437.6524
March 437.7023 429.9501 433.3274
April 440.3992 430.6476 434.9406
May 442.1752 433.4181 437.5208
June 441.7061 430.1907 436.2978
July 432.9966 424.6557 428.3827
August 431.2165 423.7004 427.5745
September 436.2741 426.8035 430.8717
October 434.3958 425.0798 430.5049
November 433.8742 422.5553 428.2831
December 433.0256 421.2435 426.5768