2016 SGD to ZAR Historical Review

YEARLY HIGH

11.7121 ZAR

YEARLY LOW

9.3961 ZAR

YEARLY AVERAGE

10.6511 ZAR

2016 SGD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the SGD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on January 18, valuing the pair at 11.7121. Conversely, the yearly low was recorded on December 29, dropping to 9.3961.

This high-to-low spread represents a total annual volatility of 2.3160 ZAR. From a start-to-finish perspective, comparing the January average rate of 11.3721 to the December average rate of 9.6507, the exchange rate registered a net change of -15.14% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 11.7121 was up 4.04% compared to the 2015 peak of 11.2570, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 58,560 ZAR

2015 Average 46,411 ZAR

Yearly Trough Low 46,980 ZAR

Transaction Impact: A difference of 11,579.92 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

11.5442

9.4786

JanuMarcMayJulySeptNove

SGD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 11.1568, compared to 10.1453 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 1.0115 points.

H1 Avg (Jan–Jun) 11.1568

H2 Avg (Jul–Dec) 10.1453

Volatility Range Comparison

Volatility

The most volatile month in 2016 was May, with a trading range of 0.8785 ZAR (High: 11.4396 / Low: 10.5611). On the other end, December was the most stable month, with a tight range of 0.4814 ZAR (High: 9.8775 / Low: 9.3961).

May Spread (Volatile) ±0.8785

December Spread (Stable) ±0.4814

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2016. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.4677 points.

Longest Streak 1 Mo.

Sharpest MoM Drop -0.4677

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 11.3721) against the same month in 2015 (average: 8.6493), the exchange rate shifted by +2.7228 (+31.48%).

2016 Avg (January) 11.3721

2015 Avg (January) 8.6493

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	11.7121	10.9081	11.3721
February	11.4834	10.8428	11.2483
March	11.4664	10.9520	11.1954
April	11.2641	10.5852	10.8194
May	11.4396	10.5611	11.1687
June	11.3555	10.7614	11.1370
July	10.9545	10.3584	10.6692
August	10.7528	9.9188	10.2158
September	10.7214	9.9335	10.3606
October	10.3459	9.7350	10.0709
November	10.1829	9.5656	9.9047
December	9.8775	9.3961	9.6507