2019 SGD to ZAR Historical Review

YEARLY HIGH

11.1451 ZAR

YEARLY LOW

9.8545 ZAR

YEARLY AVERAGE

10.5897 ZAR

2019 SGD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2019

During 2019, the SGD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on August 19, valuing the pair at 11.1451. Conversely, the yearly low was recorded on January 31, dropping to 9.8545.

This high-to-low spread represents a total annual volatility of 1.2906 ZAR. From a start-to-finish perspective, comparing the January average rate of 10.2003 to the December average rate of 10.6089, the exchange rate registered a net change of 4.01% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2019 high of 11.1451 was down 0.57% compared to the 2018 peak of 11.2089, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 55,725 ZAR

2018 Average 49,042 ZAR

Yearly Trough Low 49,272 ZAR

Transaction Impact: A difference of 6,452.89 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2019.

11.0348

10.1242

JanuMarcMayJulySeptNove

SGD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 10.4445, compared to 10.7349 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.2904 points.

H1 Avg (Jan–Jun) 10.4445

H2 Avg (Jul–Dec) 10.7349

Volatility Range Comparison

Volatility

The most volatile month in 2019 was January, with a trading range of 0.8129 ZAR (High: 10.6674 / Low: 9.8545). On the other end, July was the most stable month, with a tight range of 0.2688 ZAR (High: 10.4457 / Low: 10.1769).

January Spread (Volatile) ±0.8129

July Spread (Stable) ±0.2688

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between June and July, when the average rate fell by 0.3642 points.

Longest Streak 2 Mo.

Sharpest MoM Drop -0.3642

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (August 2019: 10.9589) against the same month in 2018 (average: 10.2657), the exchange rate shifted by +0.6933 (+6.75%).

2019 Avg (August) 10.9589

2018 Avg (August) 10.2657

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	10.6674	9.8545	10.2003
February	10.4122	9.8664	10.2000
March	10.7765	10.4515	10.6286
April	10.6088	10.2873	10.4302
May	10.7155	10.3912	10.5135
June	11.0071	10.4125	10.6941
July	10.4457	10.1769	10.3299
August	11.1451	10.6148	10.9589
September	10.9657	10.6141	10.7783
October	11.1030	10.6959	10.8670
November	11.0684	10.7132	10.8663
December	10.8873	10.3757	10.6089