YEARLY HIGH
14.6713 ZAR
YEARLY LOW
12.8778 ZAR
YEARLY AVERAGE
13.6841 ZAR

2025 SGD to ZAR Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SGD to ZAR exchange rate experienced significant fluctuation. The market reached its absolute peak on April 10, valuing the pair at 14.6713. Conversely, the yearly low was recorded on December 31, dropping to 12.8778.

This high-to-low spread represents a total annual volatility of 1.7935 ZAR. From a start-to-finish perspective, comparing the January average rate of 13.7541 to the December average rate of 13.0328, the exchange rate registered a net change of -5.24% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 14.6713 was up 2.08% compared to the 2024 peak of 14.3723, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SGD based on timing:

Yearly Peak High 73,357 ZAR
2024 Average 68,574 ZAR
Yearly Trough Low 64,389 ZAR
Transaction Impact: A difference of 8,967.59 ZAR purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

14.4352
12.9053
JanuMarcMayJulySeptNove

SGD to ZAR Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 13.8965, compared to 13.4716 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.4249 points.

H1 Avg (Jan–Jun) 13.8965
H2 Avg (Jul–Dec) 13.4716

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.9280 ZAR (High: 14.6713 / Low: 13.7433). On the other end, March was the most stable month, with a tight range of 0.2406 ZAR (High: 13.8393 / Low: 13.5987).

April Spread (Volatile) ±0.9280
March Spread (Stable) ±0.2406

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2025. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.3260 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.3260

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (April 2025: 14.3077) against the same month in 2024 (average: 13.9135), the exchange rate shifted by +0.3942 (+2.83%).

2025 Avg (April) 14.3077
2024 Avg (April) 13.9135

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 13.9440 13.6283 13.7541
February 13.9020 13.5990 13.7319
March 13.8393 13.5987 13.6858
April 14.6713 13.7433 14.3077
May 14.2027 13.8311 13.9817
June 14.0484 13.7678 13.9180
July 14.0355 13.7329 13.8675
August 14.0480 13.5965 13.7776
September 13.7770 13.3868 13.5626
October 13.4856 13.2357 13.3505
November 13.3920 13.1023 13.2385
December 13.2062 12.8778 13.0328