2020 SOS to HRK Historical Review

YEARLY HIGH

0.0123 HRK

YEARLY LOW

0.0105 HRK

YEARLY AVERAGE

0.0114 HRK

2020 SOS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2020

During 2020, the SOS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on March 19, valuing the pair at 0.0123. Conversely, the yearly low was recorded on December 19, dropping to 0.0105.

This high-to-low spread represents a total annual volatility of 0.0018 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0116 to the December average rate of 0.0107, the exchange rate registered a net change of -7.69% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2020 high of 0.0123 was up 4.44% compared to the 2019 peak of 0.0118, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SOS based on timing:

Yearly Peak High 61 HRK

2019 Average 57 HRK

Yearly Trough Low 53 HRK

Transaction Impact: A difference of 8.75 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2020.

0.0122

0.0105

JanuMarcMayJulySeptNove

SOS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0118, compared to 0.0110 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0118

H2 Avg (Jul–Dec) 0.0110

Volatility Range Comparison

Volatility

The most volatile month in 2020 was March, with a trading range of 0.0010 HRK (High: 0.0123 / Low: 0.0113). On the other end, October was the most stable month, with a tight range of 0.0002 HRK (High: 0.0112 / Low: 0.0110).

March Spread (Volatile) ±0.0010

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between January and April, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between May and June, when the average rate fell by 0.0004 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0004

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (March 2020: 0.0118) against the same month in 2019 (average: 0.0113), the exchange rate shifted by +0.0004 (+3.80%).

2020 Avg (March) 0.0118

2019 Avg (March) 0.0113

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0116	0.0114	0.0116
February	0.0119	0.0115	0.0117
March	0.0123	0.0113	0.0118
April	0.0121	0.0119	0.0120
May	0.0121	0.0118	0.0120
June	0.0118	0.0115	0.0116
July	0.0116	0.0108	0.0113
August	0.0111	0.0108	0.0110
September	0.0112	0.0109	0.0110
October	0.0112	0.0110	0.0111
November	0.0112	0.0108	0.0110
December	0.0108	0.0105	0.0107