2021 SOS to HRK Historical Review

YEARLY HIGH

0.0116 HRK

YEARLY LOW

0.0105 HRK

YEARLY AVERAGE

0.0110 HRK

2021 SOS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2021

During 2021, the SOS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on November 25, valuing the pair at 0.0116. Conversely, the yearly low was recorded on May 29, dropping to 0.0105.

This high-to-low spread represents a total annual volatility of 0.0011 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0107 to the December average rate of 0.0114, the exchange rate registered a net change of 6.96% (reflecting a strengthening trend).

Looking at year-over-year peak valuations, the 2021 high of 0.0116 was down 5.49% compared to the 2020 peak of 0.0123, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SOS based on timing:

Yearly Peak High 58 HRK

2020 Average 57 HRK

Yearly Trough Low 53 HRK

Transaction Impact: A difference of 5.33 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2021.

0.0115

0.0106

JanuMarcMayJulySeptNove

SOS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0108, compared to 0.0111 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the second half (Jul–Dec) by a margin of 0.0004 points.

H1 Avg (Jan–Jun) 0.0108

H2 Avg (Jul–Dec) 0.0111

Volatility Range Comparison

Volatility

The most volatile month in 2021 was November, with a trading range of 0.0005 HRK (High: 0.0116 / Low: 0.0111). On the other end, October was the most stable month, with a tight range of 0.0002 HRK (High: 0.0113 / Low: 0.0110).

November Spread (Volatile) ±0.0005

October Spread (Stable) ±0.0002

Growth Streaks & Declines

Trends

Between May and August, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between April and May, when the average rate fell by 0.0002 points.

Longest Streak 3 Mo.

Sharpest MoM Drop -0.0002

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (November 2021: 0.0113) against the same month in 2020 (average: 0.0110), the exchange rate shifted by +0.0004 (+3.23%).

2021 Avg (November) 0.0113

2020 Avg (November) 0.0110

Monthly Breakdown

Statistical summary for each calendar month.

Month	High	Low	Average
January	0.0108	0.0106	0.0107
February	0.0109	0.0107	0.0108
March	0.0111	0.0108	0.0109
April	0.0111	0.0107	0.0109
May	0.0108	0.0105	0.0107
June	0.0109	0.0105	0.0107
July	0.0111	0.0108	0.0109
August	0.0111	0.0109	0.0110
September	0.0111	0.0108	0.0110
October	0.0113	0.0110	0.0111
November	0.0116	0.0111	0.0113
December	0.0115	0.0113	0.0114