YEARLY HIGH
0.0129 HRK
YEARLY LOW
0.0109 HRK
YEARLY AVERAGE
0.0117 HRK

2025 SOS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2025

During 2025, the SOS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on February 3, valuing the pair at 0.0129. Conversely, the yearly low was recorded on October 31, dropping to 0.0109.

This high-to-low spread represents a total annual volatility of 0.0020 HRK. From a start-to-finish perspective, comparing the January average rate of 0.0127 to the December average rate of 0.0113, the exchange rate registered a net change of -11.54% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2025 high of 0.0129 was up 1.15% compared to the 2024 peak of 0.0127, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 SOS based on timing:

Yearly Peak High 64 HRK
2024 Average 61 HRK
Yearly Trough Low 54 HRK
Transaction Impact: A difference of 10.12 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2025.

0.0129
0.0111
JanuMarcMayJulySeptNove

SOS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.0121, compared to 0.0113 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0008 points.

H1 Avg (Jan–Jun) 0.0121
H2 Avg (Jul–Dec) 0.0113

Volatility Range Comparison

Volatility

The most volatile month in 2025 was April, with a trading range of 0.0008 HRK (High: 0.0122 / Low: 0.0115). On the other end, November was the most stable month, with a tight range of 0.0001 HRK (High: 0.0115 / Low: 0.0113).

April Spread (Volatile) ±0.0008
November Spread (Stable) ±0.0001

Growth Streaks & Declines

Trends

Between September and November, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between March and April, when the average rate fell by 0.0005 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0005

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (February 2025: 0.0127) against the same month in 2024 (average: 0.0122), the exchange rate shifted by +0.0004 (+3.65%).

2025 Avg (February) 0.0127
2024 Avg (February) 0.0122

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.0129 0.0126 0.0127
February 0.0129 0.0125 0.0127
March 0.0127 0.0121 0.0122
April 0.0122 0.0115 0.0117
May 0.0119 0.0116 0.0117
June 0.0116 0.0112 0.0114
July 0.0115 0.0112 0.0113
August 0.0116 0.0113 0.0113
September 0.0113 0.0111 0.0112
October 0.0114 0.0109 0.0113
November 0.0115 0.0113 0.0114
December 0.0114 0.0112 0.0113