YEARLY HIGH
1.3844 HRK
YEARLY LOW
1.1610 HRK
YEARLY AVERAGE
1.2893 HRK

2012 ARS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2012

During 2012, the ARS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 16, valuing the pair at 1.3844. Conversely, the yearly low was recorded on December 27, dropping to 1.1610.

This high-to-low spread represents a total annual volatility of 0.2234 HRK. From a start-to-finish perspective, comparing the January average rate of 1.3563 to the December average rate of 1.1771, the exchange rate registered a net change of -13.21% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2012 high of 1.3844 was down 3.90% compared to the 2011 peak of 1.4406, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 6,922 HRK
2011 Average 6,481 HRK
Yearly Trough Low 5,805 HRK
Transaction Impact: A difference of 1,116.90 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2012.

1.3742
1.1592
JanuMarcMayJulySeptNove

ARS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.3253, compared to 1.2532 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0721 points.

H1 Avg (Jan–Jun) 1.3253
H2 Avg (Jul–Dec) 1.2532

Volatility Range Comparison

Volatility

The most volatile month in 2012 was May, with a trading range of 0.0819 HRK (High: 1.3661 / Low: 1.2842). On the other end, October was the most stable month, with a tight range of 0.0183 HRK (High: 1.2351 / Low: 1.2168).

May Spread (Volatile) ±0.0819
October Spread (Stable) ±0.0183

Growth Streaks & Declines

Trends

Between April and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 2 straight months. Conversely, the sharpest month-over-month decline occurred between August and September, when the average rate fell by 0.0742 points.

Longest Streak 2 Mo.
Sharpest MoM Drop -0.0742

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2012: 1.3563) against the same month in 2011 (average: 1.3917), the exchange rate shifted by -0.0354 (-2.54%).

2012 Avg (January) 1.3563
2011 Avg (January) 1.3917

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.3844 1.3249 1.3563
February 1.3414 1.2908 1.3194
March 1.3275 1.2879 1.3110
April 1.3053 1.2860 1.2964
May 1.3661 1.2842 1.3243
June 1.3691 1.3181 1.3445
July 1.3599 1.3160 1.3426
August 1.3397 1.2803 1.3113
September 1.2820 1.2094 1.2371
October 1.2351 1.2168 1.2251
November 1.2415 1.2008 1.2263
December 1.2005 1.1610 1.1771