YEARLY HIGH
0.5431 HRK
YEARLY LOW
0.4357 HRK
YEARLY AVERAGE
0.4620 HRK

2016 ARS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2016

During 2016, the ARS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 2, valuing the pair at 0.5431. Conversely, the yearly low was recorded on October 1, dropping to 0.4357.

This high-to-low spread represents a total annual volatility of 0.1075 HRK. From a start-to-finish perspective, comparing the January average rate of 0.5198 to the December average rate of 0.4516, the exchange rate registered a net change of -13.13% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2016 high of 0.5431 was down 34.34% compared to the 2015 peak of 0.8272, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 2,716 HRK
2015 Average 3,726 HRK
Yearly Trough Low 2,178 HRK
Transaction Impact: A difference of 537.34 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2016.

0.5275
0.4352
JanuMarcMayJulySeptNove

ARS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 0.4739, compared to 0.4500 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.0239 points.

H1 Avg (Jan–Jun) 0.4739
H2 Avg (Jul–Dec) 0.4500

Volatility Range Comparison

Volatility

The most volatile month in 2016 was February, with a trading range of 0.0567 HRK (High: 0.5005 / Low: 0.4438). On the other end, November was the most stable month, with a tight range of 0.0125 HRK (High: 0.4597 / Low: 0.4472).

February Spread (Volatile) ±0.0567
November Spread (Stable) ±0.0125

Growth Streaks & Declines

Trends

Between March and June, the exchange rate recorded its longest consecutive growth streak of the year, climbing for 3 straight months. Conversely, the sharpest month-over-month decline occurred between January and February, when the average rate fell by 0.0544 points.

Longest Streak 3 Mo.
Sharpest MoM Drop -0.0544

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2016: 0.5198) against the same month in 2015 (average: 0.7692), the exchange rate shifted by -0.2494 (-32.42%).

2016 Avg (January) 0.5198
2015 Avg (January) 0.7692

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 0.5431 0.5048 0.5198
February 0.5005 0.4438 0.4654
March 0.4661 0.4426 0.4554
April 0.4737 0.4458 0.4595
May 0.4847 0.4591 0.4701
June 0.4878 0.4472 0.4733
July 0.4636 0.4463 0.4541
August 0.4578 0.4424 0.4499
September 0.4486 0.4357 0.4429
October 0.4553 0.4357 0.4477
November 0.4597 0.4472 0.4541
December 0.4662 0.4385 0.4516