YEARLY HIGH
1.1744 HRK
YEARLY LOW
0.8487 HRK
YEARLY AVERAGE
1.0492 HRK

2013 ARS to HRK Performance & Market Timing Review

Analysis of key historical highlights and timing insights for 2013

During 2013, the ARS to HRK exchange rate experienced significant fluctuation. The market reached its absolute peak on January 5, valuing the pair at 1.1744. Conversely, the yearly low was recorded on December 30, dropping to 0.8487.

This high-to-low spread represents a total annual volatility of 0.3258 HRK. From a start-to-finish perspective, comparing the January average rate of 1.1513 to the December average rate of 0.8802, the exchange rate registered a net change of -23.55% (reflecting a weakening trend).

Looking at year-over-year peak valuations, the 2013 high of 1.1744 was down 15.16% compared to the 2012 peak of 1.3844, indicating shifts in long-term support levels.

Transfer Payout Power Comparison

Comparing the value generated converting 5,000 ARS based on timing:

Yearly Peak High 5,872 HRK
2012 Average 6,446 HRK
Yearly Trough Low 4,243 HRK
Transaction Impact: A difference of 1,628.85 HRK purely based on transaction execution date.

Trend Visualization

Monthly average fluctuations over the course of 2013.

1.1784
0.8531
JanuMarcMayJulySeptNove

ARS to HRK Seasonal Trends & Volatility Analysis

A structured review of seasonal halves, trading extremes, consecutive streaks, and historical baselines.

Seasonal Halves (H1 vs H2)

Seasonal

The average exchange rate in the first half of the year (H1: Jan–Jun) was 1.1253, compared to 0.9732 in the second half (H2: Jul–Dec). This shows that the rate was stronger in the first half (Jan–Jun) by a margin of 0.1520 points.

H1 Avg (Jan–Jun) 1.1253
H2 Avg (Jul–Dec) 0.9732

Volatility Range Comparison

Volatility

The most volatile month in 2013 was December, with a trading range of 0.0672 HRK (High: 0.9159 / Low: 0.8487). On the other end, March was the most stable month, with a tight range of 0.0231 HRK (High: 1.1589 / Low: 1.1358).

December Spread (Volatile) ±0.0672
March Spread (Stable) ±0.0231

Growth Streaks & Declines

Trends

No sustained consecutive month-over-month growth streak of 2+ months occurred in 2013. Conversely, the sharpest month-over-month decline occurred between November and December, when the average rate fell by 0.0606 points.

Longest Streak 1 Mo.
Sharpest MoM Drop -0.0606

Same-Month Historical Baseline

YoY Baseline

Comparing the current year's strongest month average (January 2013: 1.1513) against the same month in 2012 (average: 1.3563), the exchange rate shifted by -0.2050 (-15.12%).

2013 Avg (January) 1.1513
2012 Avg (January) 1.3563

Monthly Breakdown

Statistical summary for each calendar month.

Month High Low Average
January 1.1744 1.1236 1.1513
February 1.1529 1.1157 1.1337
March 1.1589 1.1358 1.1507
April 1.1589 1.1160 1.1342
May 1.1266 1.1020 1.1145
June 1.1025 1.0479 1.0671
July 1.0849 1.0263 1.0554
August 1.0315 1.0017 1.0143
September 1.0133 0.9725 0.9927
October 0.9721 0.9393 0.9559
November 0.9569 0.9154 0.9408
December 0.9159 0.8487 0.8802